To be honest, if you are good, owners and sponsors will find you. If you are not and just want someone to share the bills then that is not so easy since as we all know owning a horse is expensive, so there is nothing in it for them apart from seeing you having fun.
Tough as it is, from an...
There shouldn't be any reason why you cannot buy All Risks of Mortality cover only providing you accept exclusions on the pre-existing conditions.
Try KBIS who would understand your problem although the insurable value will have to be reduced if you are paid anything by E&L
Not cool Katiejam wearing Black/blue jacket with brown boots. Novice and below should be treated as cubhunting say.....tweed jacket,buff /cream jods, brown/black boots.
Technically when a man is wearing white breeches he should always wear top boots either with tan or patent leather tops. This has sadly all but disappeared mainly due to dressage dress codes and the design of new boots.