They have a Claus about pre existing conditions "whether or not they are evident to you or your vet" which is the bit i am thinking of challenging - kinda gets them out of anything really ....,
Hi, just to clarify, I informed them the vets diagnosis, sent X-rays etc, they said I'm not covered as pre-existing, my question is whether I should challenge them as to whether it is fair to use "pre existing" when there was no way of knowing this and when he was given a clear vetting? I am...
Hi. I've owned my pony 8 months, he is 4yrs old. He had a 5 stage vetting prior to purchase, no issues, I purchase full insurance up to £5k. He Showed soreness in the stifle 2 weeks ago & was diagnosed with OCD, requiring an operation. The insurance company are saying it was pre-existing, so...