It usually indicates the seller's exasperation with the "time wasters" who don't read the advert properly (and who show up wanting to buy an elderly lady's plod when the advert makes it clear that the horse is a corned-up eventer), make appointments and don't show up or are just there for a free...
I don't think it's wrong to say 'through no fault of his own' if it's true. It indicates that the reason for sale is the seller's problem not because horse is broken down or badly behaved.
But that isn't letting the horse get away with anything. You are, quite sensibly, teaching him that the farrier is a pleasant, not a frightening, experience.
"For an easier life" I don't let mine "get away" with anything! Like children, horses need to know the boundaries and if the handler fudges said boundaries the horse doesn't know whether he is coming or going.
Just spotted this, Horseatemymoney. Great minds think alike!
The previous owner of one of mine had a very big claim for colic surgery and, of course, being E & L, they had to pay for and then claim from E&L. The last time I saw them, 18 months after I bought him and TWO YEARS after surgery...
NOT Equine & Leisure, E&L or any combination thereof.
Choose one who will work with your vet over claims rather than one which requires you to pay the bill and then claim it back. Paypal and NFU are not cheap but you get what you pay for and they are both very good (and quick) with...