Exactly, Peter. You put in a nutshell exactly why I'm looking for standalone insurance. I don't need theft or mortality cover. I don't need loss of use or vet fees. If it came to the worst I could cope with those. A potential loss of some millions of pounds does concern me!
My wife and I have got 2 horses on our own premises.
Does anyone know of a stand alone public liability policy as owners and riders?
I don't need any other form of insurance for our horses.
I know BHS Gold offers cover but that is quite an expensive option.
Aviva, our property...
Kick on and monitor . Don't be tempted to use bute. If there is a problem it will show up soon enough.
If I had a £1 for every warm hoof which never ended with a problem I'd be quite rich!
If it goes down, even if only a bit, when he is out, try walking him in hand twice a day so that he gets a proper bit of active exercise. Or a spell on a horse walker of course!!
This is not an uncommon condition. As well as Denman the top racehorse, Sprinter Sacre, had the same thing last year - and he is now back racing. Vets use multiple doses of quinine by tube or electrical treatment, which is rather specialist. FWIW Celia Marr in Newmarket treated Sprinter Sacre
Thank you, that is really very helpful. Do you know if there is a template for a contract anywhere or do I need to find a solicitor - and any ideas how I can get a short term insurance policy?
Has anybody had a horse on trial. I've found a horse I quite like and have been offered it on trial. I can see a number of pitfalls! Accidents, injuries and illnesses being the foremost. Any advice most welcome!