Recent content by Libby_x

A combo of some admin work for a race yard but also some yard work and ability to have accommodation and take a horse sounds like a rare find that I might just hunt for. That way it keeps up the clerical skills for if I ever want to get out again, thank you

Hi all. Just wanted advice. I am in an 'ok' office job and come out with around £1,200 a month. My horse takes up a huge part of my money. Also paying off a big credit card and still living at home as terrible at organising my life and money. I am desperate to get out. I have been looking on...

Don't know if you've read the thread? It's £10-15 extra a week for part livery (Monday to Friday) and I'll probabaly save that on petrol as I end up going twice a day in the winter. You make it sound like I can't be bothered when that's not the case. The other benefit is I get to spend more time...

Yes, he still thinks horses are a stupid hobby but I've made it clear that my plan is to start my own savings, budget myself and progress at work. I think most of the men in my family frown upon the horses but they just put up and shut up. I guess it is never totally fair but then if he...

Northamptonshire. I don't mean the rent is particularly high compared to other places but I just don't have enough spare money at present to rent. I do budget and work out what I've got each month but renting right now would land me with a big credit card.

I went to uni a year late and job nothing to do with degree / hasn't really helped me yet. There's no way I could have moved out after uni as was waitressing and had unsteady jobs until past 3 years.

I've always had a horse and not in a position I can sell the horse I've got now. There's no way I could afford to rent anywhere around me with my current situation.

To go on full livery (5 days a week) is a £10/15 increase and allows more time in the week to work overtime and concentrate on work. I'm not exactly doing it just to live at home longer. I don't know many people out of the family home before their 20. Maybe I'm from a different planet ?!

Thank you. I did mention to him a few months ago that even if we do save for a mortgage, I think we should rent for a year first. Completely understand your advice and very helpful.

the advice isn't falling on death ears, I can confirm we're definitely not friends with benefits just because we're still living at home at 25 and I wouldn't say the relationship is doomed. We get on very well, he in the past has been very helpful with the horses. But was a huge shock to get...

Nothing terrible but to rent where I am, it's at least £800 when you add bills. I pay rent at home but nothing close to that amount. To rent a room in someone's house is something I did at uni for half a year and it's not particularly cheap and felt very awkward living in a strangers house...

Definitely not friends with benefits :o I would be in an even worse financial state if we were renting right now or in a rented room. I think the aim is to get a mortgage rather than rent. Many friends have rented and then ended up moving back in their late 20's to try and save for a mortgage.

4 years. Yes, I think maybe it's also a sharp reminder for me to check my funds and get a tight budget sheet set up. beg work for overtime also!

Yes we both love each other and get on very well. I make lots of compromises and so does he but the horse has never been much of an issue until now. He went mad as in shouting and getting quite nasty with words but hasn't really brought it up today. Maybe he'd had more to drink than I...

I think... bring her back into work, put myself on a budget sheet and keep trying to work my way up at work... try a cheaper yard once she's more established and maybe a sharer when she's 5/6 ? Start my own savings and just try to establish in the meantime how much of my partners resentment...