As per stated above, the BGA Insure memberships are personal accident policies - not liability policies.
Not all grooms need liability, as many will fall under their employers and/or yards public liability. So the BGA is careful to ensure that grooms investigate if they need a liability...
It is a special price for the British Grooms Association. It is bespoke and created for working grooms (and will cover you if you teach too). It is a personal accident policy provided by KBIS.
Have a look here for more information : https://britishgrooms.org.uk/insure
Look at the British Grooms Association - this is where most grooms now get their bespoke and discounted personal accident insurance.
A Silver Membership, which will cover you for up to £250 per week loss of earnings if you were to have an accident, will cost you approx £11 per month...
I suggest you talk through your individual case with either the BGA or an insurance provider. You are getting your insurances slightly confused here as firstly if anything were to physically happen the horses in your care Public Liability Insurance is not going to protect you, you would need...
It depends on the circumstances. For example if they were a freelancer that only worked in large yards that employed staff there would be a strong chance that they would fall under the employers (clients) public liability insurance. (it is worth checking this out with the client prior starting...
Not all freelance grooms need Public Liability insurance and so each situation will vary depending on your working circumstances. It is worth giving the BGA a call to discuss through your case, (insurance companies will sell to you so best to call an independent source).
Public Liability will...
Hi
If your sister is a freelance groom the best insurance for her can be purchased through the British Groom Association. This is a bespoke insurance for grooms that will cover them for everything they do in the line of their job. Be aware that the BHS insurance is NOT suitable for someone that...