Recent content by merlin4

When I got my insurance from Cliverton for my pet business, ie dog walking small holding holiday cover, small pet care . There was a large print piece of paper in with the paperwork to say, make sure you inform your house insurer that you plan to do home boarding of pets. I duly did this...

I tried Cliverton and have my pet business insurance through them but the quote on the house side was still double what we pay for normal insurance for house. I think it was Them that said it was due to part of the house being built in stone. Insurances seemed based on blanket policy for...

Three main points were considered: 1- the extent of constraints to stop a person doing as they please. 2- the nature and extent of their responsibilities. 3- the extent to which the employer benefits from their being there. Some agencies have a 4 hour window to allow people to leave the...

Any recommendations for reputable house insurance company that will give reasonable quote for business cover for house in event of small scale dog boarding / dog day care. So far quotes have made a small scale business idea, and one that is popular with potential clients, seem impossible to...

Could the recent ruling on paying care workers who sleep in overnight the minimum wage for all hours on the premises, have a similar effect on pay for agency house sitters? Any thoughts welcome!

Thank you. However, I can't see planners going for that as we are in an Area of Outstanding natural beauty.

I have a timber barn 40 ft x20 ft , designed as a modern agricultural machine store, high roof and mainly fully open to our prevailing south west winds, ( I didn’t site it!) . It has what looks Like a metal roof . Last year I had built in 3 stables and store area. It still gets too hot for the...

Thank you. I have looked after them in the past at another yard, just because I was helping the owner of that yard out at the time. I know I can cope with them as such, it's just pricing and let's hope the stables are as robust as they seem.

I've gone with Cliverton as it gave me the option for equine and farm animals if I wanted. I've done plenty of this over the years, just not as a business. Cliverton is more expensive than some insurance companies that just do small pet and it increases as soon as you look at riding or lunging...

Fair enough. Thank you for all the information. I will have to see how business goes. At present its nearly all dogs.

Once you go to take on lunging and riding the insurance just goes up

Thank you , if I was covering someone's horses for holidays I would assume I have full responsibility so if the horse is ill I would potentially have to sort out vet, stay with horse etc. the owner may be abroad so unable , or unwilling to return. I would check all information on insurances and...

Thank you both. Perhaps need to review charges. It does seem crazy that insurance to look after horses is more expensive than say dogs, but I can charge more to look after a dog , than a far more potentially risky animal such as a horse, plus all the extra knowledge required as well as commitment .

Our Grey pony has a lot of pink skin. The only time she has burnt has been in March / April when the sun is low and manages to get her muzzle as it is low enough to shine under the stable canopy. I now only put out at night in summer, as even if rugged I worry about uv fly mask with nose...

I'm in Devon and am looking to start a pet care service that would include horse and smallholder care , but not cover for larger farms. I'm an experienced horse owner as well as having lots of experience working with livestock. I was planning to offer holiday cover and cover for odd occasions...