hello, am sorry to hear of your difficulty and my first advice to you is to contact a specialist solicitor to start proceedings for you to counteract their CCJ claim. I would be confident that if they billed you a final bill that you have fulfilled your side of the contract, it is not your...
Safe forward going ride who prefers a rider with light hands.
If I was reading an advert with that it would say to me that she is not a snail and has some va va voom but she is also safe with it and will not bolt and doesn't like to have her mouth grabbed onto by the reins.
I haven't dealt with anything like this myself but in legal terms I'd think of it like a loan agreement but more solid. If you want it concrete have a solicitor draft one for you. I will assume you are thinking of gifting. I would make sure if you are the one gifting you say in an agreement...