Thanks for the reassurance. I have a saddle receipt and I can get a letter from the chiropractor. I have all the emails and texts between us.
I can also a get statement from the yard manager to confirm the horse was hardly ridden and the cost we incurred for treatment.
I forgot to add...
I loaned a horse for just over 2 months. It was fraught with problems from the day it arrived. The owner drew up a BHS loan contract, but never visted my yard. I had the horse collected by a transporter but not directly from the owner. It was at her friends yard who had been borrowing him...