No need to apologise! Just wanted to make sure you were ok after your tumble and I had to report back for duty anyway . Hope you aren't too sore in the morning x
Hi
I have rider insurance with Petplan Equine. Their deluxe rider plan covers most things and is quite good value I think. It costs me about 9 pounds a month. I haven't made a claim with them though so can't comment on that.
They have all the details on their website. Hope this helps