Average monthly cost to keep a horse of DIY livery?

Hey guys!

As per an earlier post - I am looking to buy my first horse after having a horse on loan for a wee while. At the moment, I pay for her livery and shoes but all other costs are covered by the owner.

This is what I have budgeted to put away each month - do you think I have got everything covered or am I missing something really obvious?!


Grass livery - £85
Shoes - £30 (£85 every 6-8 weeks)
Feed - £20
Misc fees (worming, vacs, teeth) - £50
Insurance - £25-£30
A wee bit extra for emergencies - £35

I would be putting this £ into a seperate bank account so any unused £ could build up over time so I have a wee bit put aside for emergencies or to unecessary things like pretty numnahs etc haha! :D

I pay £70 grass livery.
£45 every 7/8 weeks shoes that is the norm @ our yard( I only have front )
£31 Insurance
Haylage in winter is £45 per week but we split that between 6 of us and have haylage December till March approx for 4 months ...
Teeth Rasping, worming,vacs approx approx £100 a year...
Chaff £12 for winter months approx 3 sacks over winter.
 
Well, my estimate based on my last horse would be:

Grass Livery £90 - £125 pcm (higher in winter due to haylage costs)
Farrier £25 pcm (barefoot, usually didn't need done every single month but good to have the money there just in case)
Wormer £5 pcm (wormed quarterly by the yard for £15, but set this amount aside each month)
Dentist £10 pcm (cost £60 every six months, again easier to save a little each month)
Insurance £30 pcm (full veterinary cover, personal accident and public liability, as well as theft, straying, euthanasia and disposal costs)
Saddler £5 pcm (covers call out and measuring etc, twice per year; obviously repairs and/or replacement tack are not covered by this)
Incidentals £50 pcm (savings for repairs and/or replacement tack and equipment, emergency transport to and from vet if needed, veterinary excess cover)
Lessons and clinics etc £40 - £150 pcm (mix of groupwork and private sessions)
Petrol £80 pcm (to and from yard, twice per day)
Additional feed and supplements £10 pcm (bulk bought quarterly online)
Vaccinations £5 pcm (£60 per year, flu and tetanus)

So between £250 - £445 pcm, depending on time of year, additional feed/supplements, and amount of lessons/clinics, etc. (And then double that as your "Oh God, how did it get up onto the roof?" fund!)
 
5 horses, per month

Yard rental 215
Feed and hay and bedding (same supplier) £600
Shoes £185 (3 x fronts 2 x trims)
Treats £100 PCM
Vets and wormers and teeth as and when needed (don't know prices just faint at invoice)
Saddles checked by mother hen..
Can't think of anything else!

Oh yes
Matchy matchy at least one or two sets a month lol
 
I would be putting this £ into a seperate bank account so any unused £ could build up over time so I have a wee bit put aside for emergencies or to unecessary things like pretty numnahs etc haha! :D

Assume you already have funds set-up to pay for tack and sundaries! also check your insurance to see what it covers in terms of disposal costs as you may need to put aside those types of funds before you even consider purchasing said coblet.

also what about transport costs? if said horse needs a visit to the vets?
 
For me:
DIY Livery: £95
Feed: £30 over about a month and a half.
Farrier: £10 - £15 every couple of months (unshod and very good feet that wear naturally).
Bedding: £32 per month between November and March depending on weather and fields though, sometimes he goes out and comes in earlier/later.
Haylage: between £25 and £35 for a round bale yh
 
Whoops wrong button!
Haylage is a round bale that fills approx 50 nets, he gets 1 and a half each night.
Insurance: £25 per month.
Lessons: £25 per week/every other week.
Competing: max twice a month, unaffiliated dressage and sj, 2-3 classes per comp at around £8 per class, transport is free as we hack there and back ;)
Diesel to get to him every day: £70 odd per month including driving to town, school, shops etc.
 
It costs me approx £250 a month which includes stable, field, use of outdoor ménage, straw, hay, trim (barefoot) feed (good doer) and insurance.

Doesn't factor in things like wormer, money for rugs, tack, my equipment, stable equipment, lessons, fuel to get to the yard twice a day or fees if the YM has to do anything like turnout or bring in.
 
I'm in North London but my costs are quite low for the area:

DIY livery £112 per month (x2 as I have two horses so £224)
Insurance £55 for one horse (soon to decrease as he's now retired!) and £18 for the youngster
Hay £70 a month (two round bales at £35 each) lasts them just over a month between both
Straw £75 a month (bales are £2.50 and they're both super messy)
Feed £80 a month (which is pretty much only for one horse, the youngster lives off thin air)
Shoeing £65 every 8 weeks for the retired horse (feet grow slowly but he needs a full set), £20 for a trim every 12 weeks for the youngster (feet also grow slowly!)
Other £20 for wormers every few months (equest regime currently) and replacing buckets etc.

From May-October I don't need to pay hay/straw as they live out, and my feed bill is much much lower. I seem to spend a fortune on getting all their rugs cleaned and fixed though!
 
At the moment I'm on DIY and I'm paying per week (approx):
Livery: £40
Haylage: £7 (using from the yard's main supply)
Shavings: x3 per week @ £7.80 per bale
Hard feed: approx £10 per week

So not bad... he is shod every 4 weeks though at around £70 a time because he has to have remedial shoes.
 
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