Best budget horse insurance?

I don't think there's such a thing with horse insurance, you seem to get what you pay for!

E&L are budget but I'd rather put money into a savings account each month for an emergency than give it to them. I'm with Amtrust Equine who aren't cheap (probably middle of the road, I'd say) but they've always been pretty good in the past.
 
We're with KBIS and I would (thus far) recommend them.

In fact, I know of 2 other people/horses who are now insured with them as a results of my recommendation (hmmm think I might have to speak to them about some commission lol)
 
I'm insured with Scottish Equestrian and seem to be reasonably priced. My last horse was insuranced with NFU and the price was doubled compared to what I pay now and the only difference between my policies is £4000 vet fees with scottish equestrian to £5000 with nfu. Buth seem to be good insurance companies but I surprisinly had a few issues with nfu so when I got my new horse I changed companies.
 
Fantastic Oscarwild - do you mind giving me a rough idea on how much that is please?

The reason I want a budget cover is because I save up money for the horses vets bills anyway (the insurance is mainly for 3rd party liability purposes)
 
With Nfu I paid just over £40 a month for insurance and with Scottish equestrian I pay £25 a month. Yeah after my last horse I save money for vets bills too after a few issues with NFU (surprised me) Most of my yard insures through Scottish Equestrian and they all had no issues claiming etc.
You can use scottish equestrian website and get a price but if you phone Julie Andrews she a brooker and she is brill. She can get insurance cheaper for you through most of the big names.

Hope that helps. x
 
I also went through Julie Andrews and am insured with Scottish Equestrian, been with them 5 years now and been very happy with them :)
 
An interest free credit card, BHS Gold Membership and a savings account... Then it's your decision what to do...

Some vet practices treat you as uninsured with certain insurance companies, so you might as well save the money and if nothing happens, you've still go the money.
 
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