borrowing and breaking

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purdypig

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I let someone at my yard borrow a piece of £15 tack. Her horse broke it. She went tack shopping that day and i found out she hadn't replaced my tack? I asked for a replacement from her today on messenger and she said 'its not my fault my horse snapped it'. I explained its like wripping up her money. She is now ignoring me. What should I do? Should I speak to YO?or what.
 
Tell her to replace it or you will destroy something of hers of equivalent value, I might be a bit vindictive though.... It is her fault its was damaged.
In future don't lend your stuff to anyone! Its your hard earned money that bought it.
 
Depends on the atmosphere at the yard. If you like it there and the atmosphere is generally good, if you can afford to I would just chalk it up to experience and not lend out anymore especially to her.

If you cannot afford to lose it then I would tell her that it's not a cheap piece of equipment and you'd appreciate the money at least for it. Whilst her horse was the one who broke it, she was the one that borrowed it and should have done her best to take the best care of it.
 
Some people just don't care. I wouldn't involve yo but I would be getting back the money. She is a disgrace.
 
I don't think there is any point in involving your YO, however I would approach her face to face rather than messenger and ask her for the £15.

Don't understand some folk. If I borrowed something and broke it I would be offering to replace it asap or give them the value of it straight away, some people.
 
Erm ... You could try actually speaking to her face to face instead of messaging ... It's very easy to ignore and avoid on-line messages, but harder to ignore someone standing in front of you.
 
It's not always that simple though is it. I would never lend something unless I didn't mind if it broke. Unless the item was brand new when you lent it, why would you expect her to replace it with new? lending is not like a new for old insurance policy is it? It could have been quite worn out and close to breaking already. If I were to lend something and expected it to be replaced with new if broken I would make this very clear at the time of lending.
 
I don't generally lend unless I can spare it if it breaks/disappears but I work on a 'you break it you bought it' philosophy tho I would be happy with like for like ie used item replaced with similar condition off eBay or preloved
 
Ask YO for advice. She probably knows both of you and as an uninvolved third party should be able to mediate. It is in her interests to resolve disputes and, if it gets out of hand, will be able to send you both packing!
 
ask her to replace it within 2 weeks. if she doesnt put up a notice at the yard to tell everyone what this girl has done. End "friendship" with the girl. you dont need people like that around you.
 
I would ask face to face for £15 so you can replace the broken tack, then if you get a happy result just tell her you will not be lending tack again, as you don't wish to be in same dilemma and as it caused bad feeling... I've been there, but had tack replaced eventually...after lots of pestering...but I've not loaned tack out since...not my yard equipment either, was fed up of all and sundry using my stuff..and trucking up to do my stables to find barrow, fork and brush being used by others!!!
 
ROMANY 1959 said:
I would ask face to face for £15 so you can replace the broken tack, then if you get a happy result just tell her you will not be lending tack again, as you don't wish to be in same dilemma and as it caused bad feeling... I've been there, but had tack replaced eventually...after lots of pestering...but I've not loaned tack out since...not my yard equipment either, was fed up of all and sundry using my stuff..and trucking up to do my stables to find barrow, fork and brush being used by others!!!
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It really depends what it was and what state it was in and why it broke?

If I lent someone a bridle part and it broke, I would absolutely expect it replacing if their horse pulled back / rubbed / caught it.

If I lent them something pretty old, it might just be coming towards the end of its life. I do have some old spare stuff that I would lend, and think was at end of its life if it broke.

Something in good nick, that broke due to active breaking by the lender’s horse I’d expect the item replacing, or I might accept the money (though possibly reluctantly if it meant I had to drive to shop and replace the item at my inconvenience).

I’ve borrowed dodgy brooms / forks before that it turned out owner knows the heads are loose etc. if falls off I wouldn’t expect to replace.
 
purdypig said:
she said 'its not my fault my horse snapped it'.
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By what crazy logic ISN'T it her fault - her horse snapped it presumably as she was using it on the horse? Unless the horse wandered over, asked to borrow it, and you lent it to him?

I'd respond that actually it IS her fault, and she is responsible for replacing it.
 
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If you or an animal under your charge breaks or damages something, you at the very least offer the pay for it/replace it.
That 'it's not my fault my horse broke it remark' wouldn't fly if her horse decided to stick it's hoof through a car headlight, would it?
 
I think it depends on your realtionship with this girl. With the girls on my yard, if I lent them something and it broke, I wouldn't be too bothered as most of my stuff is on its last legs anyway and I know it would either be a genuine accident or just a case of it being a coincidence that it was in their possession when it finally gave up the ghost. I know them all well enough to know that they look after things - particularly if they're not theirs. If you know her well enough to know she is generally trustworthy and the incident was a one off accident or the item was old so expected to break anyway I'd let it go. If not, I'd want it replaced.
 
purdypig said:
I let someone at my yard borrow a piece of £15 tack. Her horse broke it. She went tack shopping that day and i found out she hadn't replaced my tack? I asked for a replacement from her today on messenger and she said 'its not my fault my horse snapped it'. I explained its like wripping up her money. She is now ignoring me. What should I do? Should I speak to YO?or what.
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I would say you borrowed it - your horse broke it *YOU PAY FOR IT*

Never lend her anything again.
 
What is the world coming to. I thought it was common decency to voluntarily offer to replace or compensate for items you are kindly allowed to borrow and accidentally break. £15 is hardly a sum to risk a soured relationship over? It's the principle of the matter IMO. What a way to make yourself look bad.

I personally prefer not to lend my tack or riding equipment but that is down to personal preference and not because most people display an attitude this girl has shown.
 
One of my fellow liveriess let me ride her horse when mine was off work, because I wasn't paying attention on the yard that horse stood on the reins and broke them. Those reins cost £62 and it blew my horse budget for the month to replace them but I did so without hesitation. If I didn't have £62 all at once I would have let her use a spare set of mine and offered part payments, it wouldn't have occurred to me to do otherwise.
 
It does not surprise me, in my time I have "given" three expensive bits to someone...... was too wimpy to ask for them back or as I intended, get cash for the one she wanted, it seemed rather obvious I was not going to give her 3 bits, why would anyone do that?
I had three bridles stolen, I had someone asked if I had one, but I had bits of three, he got kicked out of yard that week and took my stuff with him. I got them back.
People who "loan" horses short term and forget to return them untill it is no longer of any use to them.
My portable saddle rack was stolen, a pink [new] haynet, a body brush!
People who try to sell horses as amazing, and they are only newly backed.
People who spit venom at me for no reason that I can determine.
People who tell me to report if the daughter is not looking after pony, then go bananas when I do.
People who think that putting up a notice on a piece of paper "do not touch this horse" counts as isolation facility.
People who dont provide fodder for horses because they don't have a job and can't afford to buy food.
Peoplewho try to steal horses by locking them up in a field and not paying for them as agreed.
I could go on, I have never met so few nice people and so many nasty ones.
 
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She broke she replaces it it's simple in decent people world however she comes from somewhere else .
Not sure I would drag the yard owner into it nothing to do with them .
Talk her face to face and ask her for a replacement or it mended if that possible .
 
I also agree that as it broke whilst she was using it she has to bear responsibility for replacing it. Definitely speak to her face to face, it is much more effective that messaging. Depending on how you feel it may go it could be a good compromise to offer to go 50/50 on the replacement cost -= particularly if it was an older piece of tack.
 
As per the others, if it was about to fall apart, I wouldn't be too bothered, but would still expect OP to offer to pay for a new/used version.

something brand new I would be rather mad it had broke.
 
If I borrowed something and broke it I would replace it - but hey ho, some people aren't as responsible with others' belongings. I have had lots of bits n bobs 'lost', 'broken' etc when I have loaned them to people, but not replaced and it's taught me the hard way!

I would just learn from the mistake and not let her borrow anything at all in the future.
 
It was a barely used training head collar, her new horse just twisted it around something reared up and snapped it and galloped back to the field. She left it all day and it got bored not to mention its like a wild horse! She doesnt have the best reputation on the yard because of the behaviour we've seen her do to other horses. Thanks all:) i would quite like it back because work goes into every pound of it! Tbf it was £20 but because I've used it a few times before all I'm asking for is £15:')
 
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