Slaneyrose
New User
I have a question, If you pay in full for a foal in utero, who pays for vets bills if any, from birth till you can collect it and what happens if it dies? The agreement was pay in full before birth, get foal at 6 months, vet bills are my responsibility if foal gets sick and if the foal dies, full refund. NOW, Ive recieved the contract and it says full refund IF FOAL DIES AT BIRTH. that doesnt seem right to me because if the insurance includes death, I have to pay an excess dont I?