Buying My Loan Horse?

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Sugar80

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I've been lurking here for a little while, but have now found myself in a slight dilemma.

I've been loaning a fabulous horse for the last 6 months, and have now been asked if I'd like to buy her. I would... but the price is a bit higher than I had in mind, and to be honest, I think she might stuggle to fetch that much if advertised, although I'm no expert and could well be wrong.

So... here's my problem. I love this horse, she's perfect for me, and I won't ever need another. I wasn't planning on getting her vetted, as I know her and her history, so that's a bit of cash saved. Do I just bite the bullet and pay up, or do I haggle, and risk losing both her, and the friendship of her owner?

Having typed this out my answer now seems very obvious!!!
 
We loaned a pony several years ago and got very attached to him, which the owners took advantage of by telling us that as we had got him going so well and he was doing so well at competitions, they could now sell him for much more than they had bought him for!!!:(

We struggled and found the price they were asking because we couldn't bear to part with him.

Try and bluff it out but make sure you have the money just in case :o
 
maybe you could raise the price issue without definitely saying no? like saying - actually I was hoping she would be more around the £x mark - is there any way you could go a bit lower with the price? then if they say no, you can decide whether you want to buy her for the price currently for sale instead (although it sounds like you know the answer to that!). I'm sure the seller would rather she went to you who they know and they know will give her a good home than a total stranger - so even if they think she is worth that much then they might go a bit lower. good luck with it!
 
well whats the price and description of horse, age capabilities, etc , and people can help with price guide on here then you need to think yourself and stay firm on your highest price.You never know they might back down as really its a buyers market , esp if they think you are seriously going to walk away, you could also drop you are prepared to offer x amount and because you know horse might get sold elswere you are viewing another one you really like..............
 
We had that issue as well, daughter had a pony on loan, we fell in love they would never sell etc etc. 2 months later, they want to sell as moving away. The price was much higher than we wanted but she was perfect for our daughter so we bought her.

I did manage to haggle a few hundred lower so i would try speaking to them, current market etc, no vetting. Good luck and let us know how you get on.

Liz
 
Some owners that offer to sell their horses are trying it on a bit, as they know you're attached, others just genuinely over rate their horse!

Have a look at what is around on the market that is a similar age/type/experience, and see what they are up for. Perhaps ask a local instructor to give an estimation of the value, then go back to the owner, and say you would love to have it, but think that the value is more like £xxxx as you have looked at what is on the market. Don't let your heart rule your head. They would have to spend money and time advertising and showing the horse to other people, so would probably rather you had it anyway.

Remember that it is a buyers market at this time of the year, particularly this year it seems, so you should get a good price.

Re vetting, its adifficult one. If the horse is not that expensive, and you're confident it hasn't any problems, then perhaps don't bother..

Hope that you get it!xx
 
Thanks for all the responses. This is (will be) my first horse so it's all a bit new to me. I've tried looking at similar horses, but prices seem to vary from £1000 to £5000 for what look to me to be similar!!

To get an idea, she's a 14.2 m/w cob, 13 and as safe as they come. Not a nasty bone in her - will try it on being a bit bolshy, but soon backs down. Hacks alone and in company, and in a previous life has been show jumping, cross country, hunting, pony club - been there done it all, and well. She'll give anything a go, and is very tolerant of my novice ways. Good to shoe, clip, load - not so good in a stable so lives out. Enjoys her work, but doesn't need it, so can be turned out for a few weeks with no worry.

She could be advertised as an ideal pony/riding club horse, or mother daughter share.
 
Ah... whoops. I appear to have posted under 2 different names!!! Nothing dodgy or sinister going on - I know it looks a bit odd! I just wanted to use a more anonymous username as I'm discussing someone else's horse and business on the internet! However, I forgot about this one I got home and my laptop automatically logged me in!!! Sorry for any confusion.
 
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