Can anyone help me?

AmiRobertson

AmiRobertson

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Ok so I am in the process of sorting out the insurance for dizzys loss of use (i can not claim on death only loss of use) :( I have everything photocopied and ready to go! Accept i need a written valuation of her from a registered instructor or breeder!
My instructor is insured but not registered, is there anybody out there who can help me? Or advise on this situation I am going to call insurance tomorrow and ask them if just an insured instructor will do.
 
YorksG said:
Sounds like another way for the insurance company to try and avoid paying
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exactly my thoughts! However they did pay out for all her previous x-rays and remedial shoeing they just like to make it difficult!
I am not to bothered about what I get back for her value wise but its all one claim for the vets bills and disposal. Its a huge vets bill and I had to borrow money from my mother in law to have the hunt take her away so really need to sort something!!
 
What does the text say exactly, my interpretation is 'registered breeder' OR 'trainer'.
Are you insured with EandL by any chance? I was asked for this 2 years ago when I lost my horse to grass sickness. A letter from my unregistered instructor was enough, and they paid out the full amount shortly after.
 
does it have to be a registered breeder of the type she was, it seems a bit ambiguous. I am a registered breeder of highlands and welsh as i have a prefix but does that count not sure who it means really my vet did mine many years ago
 
Don't panic about this, it is a perfectly normal procedure as the insurance essentially just want to be sure the horse was insured for the correct value (and I suppose that you're not just trying to make a quick buck!). In all honesty I have never really seen the point of it as, anyone an Insured person asks is of course going to say their horse was Insured for the correct amount.

I believe a vet can actually do it but they (the vet) will probably say they are not a horse valuer (well who is!).

Not everyone has an instructor, not everyone has a YO so it isn't always the easiest thing to do. All you need is a person who s deemed as 'qualified' and not from your immediate family who can write a short note saying something along the lines of they have know the horse for x number of years and prior to the injury/illness the horse was doing x,y,z or is a safe, sensible hacker who, in the current market was valued correctly at £X or "would sell for upwards of £X" etc etc.

They just then need to sign it and note who they are (ie instructor, show judge, YO etc). Just to note, make sure they don't state your horse would be worth a lot more (otherwise you may be accused of underinsurance!)
 
If instructor has recognised qualifications then I would try a letter from her/him

As long as she/he puts her qualifications on there they probably won't check any further

Ps by asking for this insurance are NOT trying to get out of paying it is general practice. If claimers had never tried to claim more than they should then ins companies would not need to do this
 
If its any help i should think anyone with a BHS should be ok as its "registered" so to speak. You could always go to your local competition place and ask if they have one, (they should if its bhs accredited) i'm sure someone will help you out. Failing that i'm sure someone on here would help you. Good luck.
 
Registered with who?

When I had a dispute with The Kennel Club, they refused to speak to me because (they said) I am not a club or an association! My solicitor wrote back and told them that we were an association, but with just two members, her and myself!

If you like, your breeder/instructor can be registered with me. I don't charge much at all!!!:D:D:D
 
Thank you guys! The wording is very vague 'a written valuation from a registered breeder or trainer' so I assume that means I can use my instructor. Completely understand why they want it and more than happy to do it.
 
nix123 said:
If its any help i should think anyone with a BHS should be ok as its "registered" so to speak. You could always go to your local competition place and ask if they have one, (they should if its bhs accredited) i'm sure someone will help you out. Failing that i'm sure someone on here would help you. Good luck.
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Apologies for the tangent, particularly in light of Ami's sad circumstances, but it's worth us gently mentioning at this point that having BHS qualifications is not the same as being a BHS Registered Instructor. Entry onto the Register is available to anyone with a minimum of the BHS PTT but is optional and isn't applied automatically on attaining the PTT.

Using a Registered Instructor does mean you can be sure that they're appropriately insured, attends regular Continual Professional Development training days, holds current certificates in First Aid and Safeguarding and Protecting Children (formerly Child Protection), andagrees to a Professional Code of Conduct. You can find out more about the Register here: http://www.bhs.org.uk/training-and-qualifications/bhs-register-of-instructors-and-grooms.

Ami, we hope your issue is resolved quickly and smoothly.
 
Hey Charlie76 it's basically I need a valuation based on the current market for my mare who was pts last week. The insurance says registered breeder or trainer which does suggest my insured and qualified but not registered could do it but she isn't happy too from what I can gather. I am not even bothered about what I get back for what I paid for her it's more the vets fees being paid. The whole thing is very annoying.
 
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