can you help me work out insurance value for my horse?

[wench]

Bought him just over a year ago for £2k... I think hes worth more than that now.

Very handsom bay gelding 16.3hh 10 yo, tb x id, but just looks like a thick boned tb. Very sensible, hacks out in company, or on his own, will go first or last. Good to catch (if you have sweeties with you!) and shoe. Not sure what hes like to clip, but I would imagine hes not to keen. Boxes in lorry or trailer. Good in traffic, apart from lorries, but if you get off him and let him munch on the grass he ignores them (when on own, hes much better in company).

I have no idea what he has done before I got him, but on two dressage outings came 4th and 3rd, very well mannered when I took him out hunting, and has done a HT. However, his only fault is his jumping, as he sometimes decides that he is going to run out, but should improve with work.

Any ideas what I should insure him for?

 

[burtie]

Insure him for what you paid, unless you can prove you have added value somehow it's unlikely the insurance would pay out more than the purchase price especially in a 10 year old.

 

[Louby]

Insure him for the least you can afford to get back god forbid you have to claim for death or LOU. Just that the more you insure him for the higher the premium and most insurers want a new vets certificate if you want to insure over £5k, some are £3k.