Yes, but, I'm probably one of their best private (not farm based) customers and have been with them for in excess of 30 years so I'm not sure if they make an exception to their usual policy for me.
Mine used to but not sure now. I'd be pretty annoyed if they didn't though as been with same vets 30+ years and insured with one of the most well respected insurance companies.
First practice- over 500 only, no admin fee
Second- no, then yes no stipulations, then yes with admin fee no admin fee for indirect, then back to no (with the odd extreme case exception)
Now- yes, admin fee for all claims, ID needed and the paperwork but direct claims ok but not specifically encouraged.
Mine don't although they consider it on individual basis for continuation claims where they've already got confirmation that the first claim went through.