Equine Podiatrists and Vet insurance

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tinaduffyjames

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Hi, does anyone know of any insurance companies that approve of using EP's to trim their horses.
A friend of mine has had to cancel her insurance because they said she must use a qualified farrier to trim the feet. This has got me worried as I have never really checked the situation with my insurance and really do not want to have to go back to a Farrier should they not agree with what I am doing.
 
Not sure if Petplan do?

I'm assuming remedial farriery etc would be advised by your vet, so it may be possible your insurance company would pay if your vet recommends using an equine podiatrist and if they can justify this choice over a farrier.

I would just give them a call to check. Does your horse currently need treatment now or is it a "just in case" situation? If your horse currently needs treating I would not cancel insurance if they won't pay it as otherwise you will end up more out of pocket as the new company would not pay for ANY treatment, vet or farrier, as it would be a condition existing prior to insuring with them.
 
Hi, i started a thread about this a couple of weeks ago when making a claim with Stoneways, I noticed that in their terms and conditions it said that horses must be shod or trimmed by a registered farrier. Hope you get more replies to this thread as it is something that I would like to discuss.
 
Our EP visited today and we voiced our concerns. He said some insurance companies recognise Ep's as proffessionals and that he is currently trimming a laminitic that the insurance company is paying out for and that he was reccomended by the vet. This may be the key , in that if the vet reccomends an Ep then the insurance are okay with it?
He couldnt think of the insurance company but is going to let me know when he has found out.
I think all us barefooters out their need to find forward thinking vets and insurance companies. Apparantly their are only 15 qualified Ep's in the country and so it is in its infancy really. Hopefully the research being carried out at Rockley farm will prove beyond doubt that this is the way forward for a lot of horses that otherwise would be written off.
 
You need to speak to your insurance company. If you don't use a farrier then you're in breach of the terms of the policy and they can refuse to pay out. Speak to your insurer and get them to agree (in writing) that you can use someone else. Mine agreed early this year that I could use a "registered, qualified and insured" equine podiatrist and said they were amending their policies to reflect this anyway at the time.

I insure with Amtrust Equine. My latest renewal came with "farrier or EP" in the Ts and Cs, as will everyone else's who insures with AE.
 
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