Full loan - Would you be offended or taken aback by....

Sparkles

Sparkles

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Ok...So those of you full loan a horse, would you be offended if the owner put forward an offer of owning/buying said horse?

Question in itself really :)

[Obviously would still be happy just being on loan as per normal if not! Not a do all or end all situation. Was just thinking the other day that's all as whether it would be rude to put forward an offer if loaners were interested or not! :) ]
 
No they may be very pleased by the offer, they may also need time to raise the money as usually people loan because they do not have a large sum to go out and buy a horse straight away. I had a loan horse and was offered the chance to buy her and I asked for 6 weeks to raise the the funds good luck.
 
Not at all, thats what happened with Len I loaned for a year then they offered him to me to buy, but they did say he was absolutely not for sale on the open market only to me and that could continue the loan if I wasn't in a position to buy. I accepted the offer (got he pretty cheap) and have owned him for a year now
 
I had just sold a very naughty horse and was given a mare on loan. I quickly realised she was my perfect horse and I lived in fear of the owner asking for her back. In fact she never once visited her horse, or called to check on her. After a couple of years I asked her if I could buy the horse and because she wanted the money, she agreed, which was great.
 
Baileysno1 said:
they did say he was absolutely not for sale on the open market only to me and that could continue the loan if I wasn't in a position to buy.
Click to expand...

If you say this^^^ then I cant see why they would be offended, it may be that their financial position may not allow at the moment but they say something like "ask again in 6 months when I may have more money, etc" As long as you dont make the loaner feel pressured and like they have to buy the horse or give him back then no, I wouldnt be offended.
 
Thankyou all :) That's pretty much my thoughts too....not at a pressure to sell at all or anything and certainly would never dream of changing how things are or selling her! Too nicer family and horse is sooo happy :D Was just a random offer thought that's all.
 
Could you offer them the opportunity to pay in installments? I assume if you're happy carry on with the loan if they don't want to buy that you don't need the money urgently, so it might be a way of helping you both out.
 
I think they may appreciate the offer, however I do think you need to make it clear to them that it is only an offer to them, after all you don't want them to start looking for another loan if they think you may be selling anyway.

We have a mare out on permanent loan to a friend of ours. Purely because we don't ever want her to be sold on - if we had sold her to our friend - now I know that my friend would never sell her, but there is always the chance that something could happen to her and then her family may make the decision. This is why we agreed that it would be a permanent loan together with the proviso that the mare would only come back to us if my friend could no longer keep her or if something happened to the friend.

Like you I am really happy that my mare has a brilliant home with lovely people who care for her the way we would and more.
 
I wouldn't be offended, I'd be really pleased that I had the chance to own the horse and that the owner thought I'd done a good enough job with it! But I would definitely need 2 months + to raise the funds for a lump sum, so bear that in mind. :)
 
I had my first pony from a trekking centre - he changed 100% when he was with me - the staff at the centre saw it too but due to their "laws" and even tho he was spooky and bolshy for the children they wouldn't sell...
It broke my heart...and then my yard owner said i could loan one of her horses which i agreed to in a half hearted manner...
A year down the line i hated my Beastie but for some reason wanted him to be mine....so i apporached the owner and asked if i could buy him?
She spoke to her partner and they agreed i could buy him at the price they paid for him in installments - one condition....if i ever had to sell they would want first refusal
Agreed :D
 
Not rude at all, but just think through why they put the horse of loan. Was it because they wanted to ensure it had a secure future, or because they didn't want to sell in the current market??

If the former, then you may have to reassure them that you can offer a good longterm home.
 
That's what happended with one of my horses and I was thrilled to buy her. I proceeded to take her as far as she could physically go eventing (her head would have gone much further her body just wasn't built for the work) and then I sold her back! It was a satisfactory arrangement all round.
 
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