heidiharvsnroo
Well-Known Member
Hi!
Quick intro, I'm new here, got 2 dogs called Harvey and Rupert, love my horses but never owned one of my own! Used to have an unofficial loan with a friend who taught me to jump, compete and I paid the livery. She owned the yard I was on, but we had to retire him earlier this year. He was 26!
Now I'm set to take another friends horse, Heidie (hence the name Heidiharvsnroo!) on loan, but this will be a full loan for 2 years as she goes travelling and saves up the money to go. I know the horse well, know her vices (if you can call them that) but it is a BIG step as its the first time I've taken one fully!
My friend is gong to keep paying her insurance but basically everything else will be mine. Which is fine, I can cope, BUT I'm asking about insurance for myself.
Before I've had a rider policy, which basically covers ME on any horse, for Public Liability, 3rd Party, emergency vets etc. I am with pet plan at the mo, but currently the horse has PL insurance through British Dressage Soc.
Does anyone know if this covers the horse when out on loan as well, and if so I take it that means I could then just get myself a 3rd Party Rider policy, which NFU have offered me for £25 a year or so.
Anyone got any advice?
Thanks
Quick intro, I'm new here, got 2 dogs called Harvey and Rupert, love my horses but never owned one of my own! Used to have an unofficial loan with a friend who taught me to jump, compete and I paid the livery. She owned the yard I was on, but we had to retire him earlier this year. He was 26!
Now I'm set to take another friends horse, Heidie (hence the name Heidiharvsnroo!) on loan, but this will be a full loan for 2 years as she goes travelling and saves up the money to go. I know the horse well, know her vices (if you can call them that) but it is a BIG step as its the first time I've taken one fully!
My friend is gong to keep paying her insurance but basically everything else will be mine. Which is fine, I can cope, BUT I'm asking about insurance for myself.
Before I've had a rider policy, which basically covers ME on any horse, for Public Liability, 3rd Party, emergency vets etc. I am with pet plan at the mo, but currently the horse has PL insurance through British Dressage Soc.
Does anyone know if this covers the horse when out on loan as well, and if so I take it that means I could then just get myself a 3rd Party Rider policy, which NFU have offered me for £25 a year or so.
Anyone got any advice?
Thanks