High insurance costs with colts?

Nudibranch

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I was just reading another thread which got me thinking about insurance. I insured my first ever colt (had fillies before but no boys), he was 6 months at the time the insurance started and it's WAY more than any other I've got or had. Even my oldie and my accident prone TB were a lot less. I'm assuming it's his age; is it likely to go down next year as he'll also have been gelded?
 
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