Arkmiido
Well-Known Member
http://www.facebook.com/pages/Keep-Horses-Safe-on-our-Roads-Wear-Reflectives/148474228505377
The idea is: (This is not my idea, please note...)
Hi all,
I have just sent up a FB page to raise awareness for the importance of Reflective Wear whilst hacking.
I'm trying to get a many members as I can so that I can approach insurance companies about making it compulsory!
Help!!
I, Crockshard
, quote a post from the page discussion group...
Julie THINK VERY CAREFULLY ......PLEASE!
We have enough legislation in our lives, let it remain an individual choice.
If there were to be legislation or conditions on your insurance, where would it end? Would we have to wear reflective clothing on road drives and on the marathon, (in the case of carriage drivers) in case we went on a road or crossed a road to get to a track? Would the beautiful horse drawn hearse or wedding carriage look as good covered in high vis? Where do you draw the line?
Would you have to tog up to walk down your drive and cross the road to the bridleways or forest? You might say no BUT should an accident occur whilst crossing a road your insurance would be invalid.
Your suggestion has far reaching implications that need very careful consideration as once implemented it's extremely difficult to go back and it could adversely affect a large number of people in ways that one hasnt even perceived.
In addition IF for some reason you have not got reflective gear on and a claim is made against you, you run the risk of losing your property and possessions when you are sued and your insurance has been invalidated. The bill will lie firmly at your feet.
It is a dangerous game you are playing, you are giving insurance companies yet more loopholes to avoid paying out to equestrians when an accident is very often not their fault but that of a careless driver.
I strongly urge you to EDUCATE not LEGISLATE.
Any thoughts, people?
The idea is: (This is not my idea, please note...)
Hi all,
I have just sent up a FB page to raise awareness for the importance of Reflective Wear whilst hacking.
I'm trying to get a many members as I can so that I can approach insurance companies about making it compulsory!
Help!!
I, Crockshard
Julie THINK VERY CAREFULLY ......PLEASE!
We have enough legislation in our lives, let it remain an individual choice.
If there were to be legislation or conditions on your insurance, where would it end? Would we have to wear reflective clothing on road drives and on the marathon, (in the case of carriage drivers) in case we went on a road or crossed a road to get to a track? Would the beautiful horse drawn hearse or wedding carriage look as good covered in high vis? Where do you draw the line?
Would you have to tog up to walk down your drive and cross the road to the bridleways or forest? You might say no BUT should an accident occur whilst crossing a road your insurance would be invalid.
Your suggestion has far reaching implications that need very careful consideration as once implemented it's extremely difficult to go back and it could adversely affect a large number of people in ways that one hasnt even perceived.
In addition IF for some reason you have not got reflective gear on and a claim is made against you, you run the risk of losing your property and possessions when you are sued and your insurance has been invalidated. The bill will lie firmly at your feet.
It is a dangerous game you are playing, you are giving insurance companies yet more loopholes to avoid paying out to equestrians when an accident is very often not their fault but that of a careless driver.
I strongly urge you to EDUCATE not LEGISLATE.
Any thoughts, people?