Horrse budgets for buying,how do you do it?

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BBD

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If you had £6000 to spend on your new horse how would you break up that spend?

Would you buy a £6000 horse (or close to that anyway) and then spend less on tack and new things etc or would you aim to spend £5000 on a horse and spend the rest of tack?

I'm just interested cause I am buying now and wondering if I should look at a lesser quality horse and get better things for it or get a really good quality horse and scrimp on expensive tack etc?
 
BBD said:
If you had £6000 to spend on your new horse how would you break up that spend?

Would you buy a £6000 horse (or close to that anyway) and then spend less on tack and new things etc or would you aim to spend £5000 on a horse and spend the rest of tack?

I'm just interested cause I am buying now and wondering if I should look at a lesser quality horse and get better things for it or get a really good quality horse and scrimp on expensive tack etc?
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I wouldn't be able to make that decision until I had found a horse I liked :D

Could cost me £3000, could cost £5000.. Or might only cost me a few hundred :D then I would know what to do :D
 
You can always replace tack ......

Seriously, I'd get the best horse you can for your money, buy discount rugs etc but the most important thing is well fitting tack, and saddle fit is of paramount importance. You can pick a half decent bridle up for £50, particularly 2nd hand.

When I got my first horse, I went to Beeston market and got lots of stuff cheap - yes, cheap quality but kept me going till I could afford better, and that was before the days of preloved and ebay etc (good god, was 20 years ago ......)

I'd say a £5k/£1k split is ideal as it gives you good saddle options.

And depending on what you're after £5k isn't a bad budget for a horse!

PS - Dont forget £ for vetting!

GI x
 
Good horse, indifferent horse or re-hab jobbie - you will still be shelling out the same in rugs/tack/kit etc. (saddle bridle, rugs & basic grooming kit are likely to add up well in excess of £500 & more like double or more when you add it all up really!)

As said above, push as much as you can into getting what horse you want & keep a little back for initial essential necessities :)

See if tack/kit is available with potential purchase if you can as wil save initial outlay
 
I agree with the idea of reserving 1k for a perfect saddle (or you may find the perfect horse for 5k with a perfectly fitted saddle and have loaaadss to spend on stuff, if you are lucky!).
 
I agree, if you can keep £1k back for tack and rugs and flumf as the outset then it also gives you a little leeway if you find the right horse at a slightly higher price. You never know, your perfect horse might come straight out of a racing yard for a couple of hundred quid :D Not that I think everyone should have retired racehorses or anything :D
 
sadly im too tall and too heavy for a racehorse,i wish! i would love to spend peanuts on a nice horse but the ones i have looked at that i have really liked are £4000, which is top of my budget (i dont have 6000 i was just using that as an example i wish!) and there are other things that need paying like livery, tack, insurance etc!!
 
Definitely wouldn't scrimp on tack, good, well fitting saddle is an essential,and a well made, good leather tack that won't fall apart could be a life saver. I'd save money by not buying extra bits of supplementry tack and fancy bits. Also like well made rugs that are comfortable, but tend to rug minimialistly, so save money on layering.
Happy to buy secondhand, but wouldn't compromise on comfort and safety.
I'd also bear in mind when working out costs,transport cost, the possibilty that the horse may need up to date vaccs, instead of the next due booster. Does it need teeth doing asp or does it have to have specialist shoeing, can it be kept on straw if stabled, or does it need shavings. All the possible variants can drain your budget in start-up costs, along with the vetting, unless accounted for.
 
You'd be surprised at the weight that these TB's can carry when they matured and have some weight about them and aren't racehorse fit! My 17.2hh lad comfortably carries 16 st so long as they are good, light riders. My 15.2hh is lighter built and has carried 13st at full race fitness up the gallops with no obvious problems. I've not tested his weight carrying theories now he is more of a native pony slob but I can't see it being a problem.
 
Yes there is a very nice place fairly local to me that take ex racehorses and re train them either to be full loan or sold at very reasonable prices. When I was first looking, the lady phoned me to discuss options and I was honest about being pudding shaped rather than athletically built. She said that she only really had light weight ones in at the mo but it was a real shame because I sounded ideal (she had a baby picked out for me... I kinda freaked and said I wasn't experienced enough but she was lovely and said I would have gotten loads of support and help and they wouldn't let baby go unless right for me) just speaking to that lady made me want to lose a couple of stone, but tbh I have never been a TB lover (shock horror) just cannot get over the accident I had on my old TB, so not the solution for me. I have since though been recommending this place to anyone I hear is looking for a nice TB, they sounded fab, Witheford Equine.
 
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