minimynx
New User
Which company do you recommend for horse insurance?? anyone out there with experience with the better companies for all rounders ???
horse insurance
- Thread starter minimynx
- Start date
scotsmare
Well-Known Member
NFU - excellent
chestnut cob
Well-Known Member
Amtrust equine are fab.
Avoid E&L.
Avoid E&L.
Dubsie
Well-Known Member
NFU
soulfull
Well-Known Member
I recently had a good look and here is what I found
Presume you know to avoid E& L also watch out they advertise as someone else too, so if you find one that is a lot cheaper than any of these you can be sure it is them and the are not good!
Petplan a tiny bit dearer (can't remember much else)
NFU only cover 50% of MRI scans (I double checked this)
but they also cover 50% of stabling at horsepital
South Essex cover 100% of MRI but none of stabling costs.
Loss of use (pretty sure I remember this right)
NFU have 2 100% which they deduct what ever the value of the horse then pay the rest
75% do not deduct anything
south essex is the same for 100% but have 80% with nothing deducted
Vet also told me that NFU are getting a bit tougher on exclusions
So went back to South Essex as I know they pay out very well (so much so its a wonder they didn't refuse to insure my new horse saying I was too much of a liability) 3 horses all claimed for one over £8,000 in total for different things never once tried to not pay. Also they do the BHS cover
Presume you know to avoid E& L also watch out they advertise as someone else too, so if you find one that is a lot cheaper than any of these you can be sure it is them and the are not good!
Petplan a tiny bit dearer (can't remember much else)
NFU only cover 50% of MRI scans (I double checked this)
but they also cover 50% of stabling at horsepital
South Essex cover 100% of MRI but none of stabling costs.
Loss of use (pretty sure I remember this right)
NFU have 2 100% which they deduct what ever the value of the horse then pay the rest
75% do not deduct anything
south essex is the same for 100% but have 80% with nothing deducted
Vet also told me that NFU are getting a bit tougher on exclusions
So went back to South Essex as I know they pay out very well (so much so its a wonder they didn't refuse to insure my new horse saying I was too much of a liability) 3 horses all claimed for one over £8,000 in total for different things never once tried to not pay. Also they do the BHS cover
fingers_crossed
Well-Known Member
Petplan!
eggs
Well-Known Member
I'm very happy with NFU. My friend is very pleased with KBIS.
alsxx
Well-Known Member
I would not recommend SEIB after being on the receiving end of when they decided they did not want to pay out even though they had accepted the claims, fortunately for me the financial ombudsman agreed with me but still left me heavily out of pocket. Have heard of many similar stories too so clearly not just me.
Ladybird
Well-Known Member
NFU/Petplan
Bargepole E&L
Bargepole E&L
lannerch
Well-Known Member
I disagree with alsxx
I have had no problems with seib and have always found them provided you inform them throughout as paying out very quickly no problem what so every.
I have had two large genuine claims payed out by them with two different horses.
agree barge pole e &l.
Nfu are menat to be excellant except you cannot deal with them online, I have also used petplan who I also had to claim with, they also paid out quickly however of late I have heard stories that suggest they might not be quite as good as they used to be, however that could just be a sign of the times.
I have had no problems with seib and have always found them provided you inform them throughout as paying out very quickly no problem what so every.
I have had two large genuine claims payed out by them with two different horses.
agree barge pole e &l.
Nfu are menat to be excellant except you cannot deal with them online, I have also used petplan who I also had to claim with, they also paid out quickly however of late I have heard stories that suggest they might not be quite as good as they used to be, however that could just be a sign of the times.
oonagh
New User
thankyou all i will check them all out x
Chetak
New User
If you need some information on what to look for when choosing your horse insurance take a look at www.horsecover.co.uk which gives plenty of advice on what horse insurance covers and what to look for in a good horse insurance company.