How did you pay for your horse?

[lesleywuk]

When you buy a horse from a private person how do you pay, cash? cheque? bank transfer? Which do you think is the best way?

 

[Snowysadude]

cash as they didnt have to declare it and pay tax (shhhhhh

) just get a receipt from them

 

[L&M]

Cash or bank transfer. Don't like cash personally as too easy to spend and can never be bothered to count it out!

 

[Kat]

I think a seller would have to be mad to let you pay anything more than a deposit by cheque.

So I guess cash or bank transfer, safest really is cash as you hand it over and take the horse. Bank transfer you can't really know that you are handing the money over at the same time as the horse.

Think about an unscrupulous buyer/seller being dishonest you could pay your money and they could not hand over the horse or vice versa you could take the horse and the payment could bounce.

 

[Enfys]

Cash, wire transfer, cheque.

Depends what the seller wants.

I prefer to be paid by cash, but will take cheques if the horse stays here until it goes through obviously. That is as simple as going into town, giving the cheque to the cashier and by the time I get home and check online the money will have been cleared. None of the stupid three day wait for cheque clearance you used to get in the UK.

 

[Theresa_F]

Paid cash - Farra was vetted, paid for and shipped the next day - friend and I travelled to Scotland with a grand down each boob

Paid deposit via bank transfer for Stinky and then the balance in cash when I picked him up, ditto Fleur.

Breeze - I had her on loan, so sent a cheque.

 

[quirky]

Last horse I bought, I paid 1/3 cash and 2/3 bank transfer.

 

[Angua2]

cash all the way

 

[Happytohack]

Cash or bank transfer only, whichever the seller prefers. No one in their right mind would accept a cheque when selling a horse. Too many dodgey people out there unfortunately.

 

[KatB]

Cash for Lucky, bank transfer for Goddy

 

[lesleywuk]

I will have to pay the deposit by bank transfer due to the distance the horse is away from me but the rest I thought cash would be prefered, i just dont like the idea of carrying that much around when i go to get it from the bank!

 

[V1NN]

paid for mine by cash

 

[Shipley]

Cash for Ship and only accepted Cash for Clover

 

[MegaBeast]

Internet bank transfer

 

[JoBo]

I paid cash every time. When we sold one we did have someone do a bank transfer. I don’t mind cash or bank transfer, but not cheque.

 

[Kenzo]

Cash, they didnt even check it because they trusted me, did me a receipt and off I went.

they have been trying to track me down ever since!




only kidding

 

[Patches]

I did a bank transfer for one, cash for the other two.

 

[Maiko]

I did a BACS transfer, as I bought him from Holland.

 

[Alfie_Moo]

I paid for my horse in cash just before we took him, after the vetting.

 

[charlimouse]

Bank transfer, although in the past I have also used bankers drafts. I only pay cash if the horse is under £200, as I don't trust myself enough not to loose it!!!!!!!!!

 

[TelH]

Always pay in cash...but the most I have ever spent on a horse is £900

 

[Coffee_Bean]

Cash with beans.

 

[Boxers]

Cash.

I sold a pony a couple of years ago and the lady paid by cheque - what a nightmare - it was 9 days before the bank cleared it - she was livid at having to wait, but I wasn't letting him go til the money was there!

A friend bought a pony and paid cash and had to go to the bank with the seller so that the seller could ask the bank to check all the notes!

 

[Holly831]

I had someone pay me with a Visa Credit Card....Long story but as Ihave access to a machine I let them

 

[millitiger]

always paid in cash- more expensive was £4600.

 

[mickey]

Cash - Woman didn't seem to be forthcoming with receipt but I asked for one and got it.

 

[Abbeygale]

I have always brought horses with cash - my dad is self employed and nearly always has cash around - so I will often give him the cheque to pay, or transfer it to his account, and then give the cash to the seller.

Quite a few of the horses i Have sold have been paid for with a cheque - I have always waited for them to clear before letting the horse move home. The last horse I sold the lady came to the vetting, and gave me a cheque as soon as the vetting was over!

 

[FrodoBeutlin]

Bank transfer with all three of them.

 

[Milliepony]

Paid cash for mine

 

[FestiveSpirit]

Cash all the way for me

Same when I sell a horse, I will only accept cash (I used to work in a bank so also know how to check the notes and count money quickly

)

I think the most I have ever spent on a horse is £5k but to me that isnt a lot of cash due to seeing so much at the bank

It looses its impact after a while, it is just bits of paper