How much do you pay a month for Insurance??

[chickeninabun]

I know everyone will have a vast range of policies, but just to get an average what does everyone pay each month.

Mine is £45/month for 2 horses. One oldie (£7/month), one happy-hack (£38/month) with SEIB.

Ooo, I know I'll do a poll

 

[fourpawswhite]

£56 for two, both with Scottish Equestrian

 

[Theresa_F]

I pay annually and this year for Farra with a value of £4,000, vet bills of £5,000 with £500 excess, £2,0000 public liability was £360. I think Chancer should be the same as he has identical cover.

I did get a quote on Petplan for the same policy and it was just £650!!!!

Needless to say, staying with Shearwater who have been very good in the past with Fleur's claims.

 

[rema]

I pay £58 a month for two horses and my 511 trailer.

 

[chickeninabun]

That sounds really good. Mine is 14yo, insured for £2k, with £4k vets fees, similar excess & P.L. to yours but it's £550!! Must be fatty's age that does it then.

 

[beutifulwobble]

NFU- £35 per month inc vets, PL and some tack

 

[Kub]

£22 a month with horse-insurance.co.uk (part of E&L I believe) including vets bills and public liability.

 

[Magicmillbrook]

Mine is about £88 pm, but that is for 4, all with vets and PL, one oldie, one insured for 3500, 2 companions for minimum (£500), not sure what Flicks is priced at, in fact I think she will be nothing at all on death soon as she is 20! All tack is included - I am with Scottish Equestrian

 

[haras]

I pay around £60 for 3 with petplan. Thats for 2 oldies and one 8 year old, all for vet bills only, with their values reduced right down. I have BHS insurance for public liability and personal accident.

 

[Tanta]

Nothing - we dont insure. Have 4 horses and a pony, and it is just not worth it, as we are effectively self-insuring (and have third party insurance which you really do need through BE and BHS memberships...)

 

[CPW]

OMG, I pay £96 a month for one which is knackered but was a potential dressage horse with Petplan...........

 

[debsflo]

omg i pay £115 for 2 one of which has loads of exclusions my tack and trailer.have just cancelled dogs insurance going to look at reviewing horses as sound like im paying over the odds

 

[beckieswann]

NFU - £32.10. They originally quoted me £43 something but I managed to get it down.

 

[kerrylou123]

i have all mine with petplan- have two on a veteran plan which is 3rd party, and vet fees, and one on a normal plan with LOU, including my tack, and my trailer, and is about £60 a month, with a multi horse discount. None of my horses are worth much to anybody else, but should anything happen, at least I know we're covered for 3rd party, and vet fees.

 

[Nina76]

Mine is £30 pcm for 1 horse, ins at 4K for loss of use and includes vets plus public liability etc - locals shows and jumping, but not inc hunting or P2P

I tried to shop around this year as got annoyed with a really slow payout by the company, but found they all wanted a new 5 stage vetting cert, which would have cost me more than what I would have saved etc so decided to grin and bear it...

 

[kal40]

I pay annually. It cost £420 for 15.2 7yr old cob and £450 for a 17hh 7 year old WB.

I have PL/Vet Fees and LOA.

 

[kellyeaton]

I pay £25 a month with nfu and that is for everything!x

 

[Alibear]

£56 for one but that includes LOU

 

[MrsMozartletoe]

Dizz is with NFU and her's is circa £100, it includes LOU. The other two are with 'the insurance company who shall not be named', but they are covered for less, etc. I need to get them swapped over! They're about £25 each.

 

[LauraWheeler]

I don't insure Lucy as she's nearly 20 and it's not worth it now. i used to insure her but when i read the small print i realised they would never pay out so i cancelled it. i only earn £80 a week so i can't afford it anyway!