How much should I pay to buy my loan horse

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Adesz2234

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Morning all,

I am thinking about buying the horse I have on loan. I have had her a year now and I love her to bits. I think this is clouding my judgement of what is her value. As I don't want to pay over the odds or get ripped off. This is my first purchase of a horse as my parents were kind enough to buy me ponies/horses when I was younger.

She is a 13 yr old trakehner. Done a bit of showing and has been graded. Not bad bloodlines. I am using her for dressage. She has potential but is quirky. Never proven at this discipline before I had her. Her owner says she is trained to medium but there is no proof of this and my current trainer seems to think this is untrue. I work at prelim/novice level and starting to establish lateral work. Very spooky person and can be on edge. This does not bother me though. She is however is horror to box and can take 2/3hrs to box on a bad day. She is very accident prone too. She has bashed the same hock 3 times in one year. Also can take a long time to warm up and work through her back.

Her owner had her I believe FOC due to family circumstances of the previous owners. She would like over 5k for her and still wants her back to have a foal.

It's out of my budget at the moment but I have her for another year. So I am in no rush. But what do you guys think? Is this a fair price?

Thanks!
 
I bet she would like over £5k for her!!
She is 13, nearly 14 years old, unproven in any discipline from the sound of things, working at prelim/ novice level is what most 4-5 year olds do so not really making her valuable as either a competition horse or broodmare, she sounds a fairly tricky ride so not going to be for everyone especially without a decent record behind her, if the owner wants her back as a broodmare later then I would expect the loan to continue until then otherwise she will have no say in whether or when she gets her back, you could sell her to anyone if you felt like it.
I would not buy her if I were you and think she would struggle to sell for anything near her asking price especially with strings attached but if you really want to own rather than loan call her bluff if you dare and offer her £2.5k which is about all she is likely to get on the open market, if she has damaged her hock she may not even pass the vet and then a potential buyer may not get her loaded to go to her new home.
If you go ahead do consider a vetting.
 
£5000 is way way to much.
If you like the horse it worth paying a little over the odds for it but not that much.
If she got the horse FOC I would want to try to trace the old owners and confirm why and I would want a very good equine vet five stage vetting the horse.
I would be thinking of this horse being worth £2000 but would pay up to £2500 in your circumstance to get a horse you know .I would not consent to agreeing to return the horse in the future unless you want to part with her, you might want to use her as a mare or just keep her in the field don't hem yourself in.
Are you sure it's the right thing to do the loading thing alone would put me off.
Be cautious don't overpay you love this horse but trust me you will love another.
 
I agree, 2K is fair considering she's a graded horse and single breed, but as you say she's not really proven in any discipline and is working at a lower level in dressage. I would go back to the owner with your trainer and explain this.
I think asking for her back to have a foal after selling is rather cheeky too.
 
Thanks guys! I thought it was steep. I was surprised as she was used as a broad mare for a couple of years before I had her and I brought her back into work myself! Was thinking like 2k maximum. Really appreciate you taking the time to comment and confirm my thoughts were correct. ��
 
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