Instructor Insurance

[Baileysno1]

Hi, hoping someone here will be able to give me some advice. Theres been a series of the usual rude notices go up in our tea room at the livery yard this week, one however worries me a little. In a bid ' to stop thoose tax dodging free loaders which give us lessons in his arena and take money out of his pocket'

(Yard owners quote) he is now saying anone who has a lesson must produce a certificate of public liabilty insurance for their instructor ????!!!! Hes barking, I know BHS registered instructors have this, but my instructor only teaches me and a couple of others on different yards. Me and my horses are fully insured I don't understand why this is necessary. I plan to get my instructor this insurance if its not to expensive so I can continue with my lessons, TBH I'm furious I only use the arena a few times a week and always have my lessons a quiet times and people ride alongside me anyway and I know none of the other liveries complained. I've had my instructor for years we have a great relationship and I don't want to stop.

 

[AmyMay]

It's probably to do with his liability insurence though don't you think????

 

[Baileysno1]

Ah do you mean its a condition of his insurance, not to have people teaching who don't have their own public liability?

 

[Tempi]

got to say he could be correct depending on his insurance - whoever teaches you on his yard has to have their own insurance.

We arent allowed people in to teach at my yard for these reasons, and noone is allowed to teach anyone else.

 

[Baileysno1]

Nightmare! I thought he was just being his normal akward self, will have to look into getting her some insurance.

 

[AmyMay]

[ QUOTE ]
Nightmare! I thought he was just being his normal akward self, will have to look into getting her some insurance.

[/ QUOTE ]
Tell her to get her own insurance. It won't cost her much, and she should have it anyway.

 

[Halfstep]

Anyone who is teaching should have their own insurance. If your instructor doesn't have it she should get it or stop teaching! I don't blame your YO for not allowing uninsured instructors to teach on his property.
Sorry.
If she is BHS qualified (and a current BHS member) she would be covered by their scheme.

 

[dressagecrazy]

I do have to agree with your YO. Im a freelance instructor & have my own insurance im due to go on the BHS register soon, once i get round to doing my first aid done my CP course. It is cheeper to be on the register.

But it is important for any instructor to have there own insurance it doesnt cost that much, i dont teach that many hrs a week so mines quite reasonable!! I also get my clients to sign a form after every lesson just for accurate records in case any thing did happen. You got to be careful as an instructor now!!

 

[Llwyncwn]

If there is an accident in the school and your instructor doesnt have adequate cover ... your YO is liable.