carmenlucy123
Well-Known Member
So just a general Question,
I had my mare insured from her purchase date in feb 2000, for £1000 which was the price I had paid for her. After owning her years and never having a claim she died suddenly foaling in 2011, NFU was the company and they promptly paid out £1,000 with £250 towards cremation of my mare,
no complaints about NFU by the way they have been great!
Obviously she was worth more priceless of course to me but I had my foal so I carried on it never crossed my mind to replace her. So I insure my foal, the maximum amount is twice the stud fee, £1000 so that's the sum insured and I carry on with my little orphan horse,
fast forward 3 years and my now strapping youngster suffered a fatal accident while turned out and I am now once again awaiting NFU to pay out for my youngster
However this time I have realised the £1000 plus the £250 will cover the cremation £580 and the excess vets bill £145 = £725 so I will be left with £375 which this time I have realised will not replace my horse for me
This is my own fault I understand as perhaps I should have changed the amount but I obviously didn't sit and think of the worse case scenario this time.
My question is I was paying £48 a month, I wonder what on earth people pay who have their horses insured for 3k, 5k, 10k?????????????????? Must be a fourtune!
I had my mare insured from her purchase date in feb 2000, for £1000 which was the price I had paid for her. After owning her years and never having a claim she died suddenly foaling in 2011, NFU was the company and they promptly paid out £1,000 with £250 towards cremation of my mare,
no complaints about NFU by the way they have been great!
Obviously she was worth more priceless of course to me but I had my foal so I carried on it never crossed my mind to replace her. So I insure my foal, the maximum amount is twice the stud fee, £1000 so that's the sum insured and I carry on with my little orphan horse,
fast forward 3 years and my now strapping youngster suffered a fatal accident while turned out and I am now once again awaiting NFU to pay out for my youngster
However this time I have realised the £1000 plus the £250 will cover the cremation £580 and the excess vets bill £145 = £725 so I will be left with £375 which this time I have realised will not replace my horse for me
This is my own fault I understand as perhaps I should have changed the amount but I obviously didn't sit and think of the worse case scenario this time.
My question is I was paying £48 a month, I wonder what on earth people pay who have their horses insured for 3k, 5k, 10k?????????????????? Must be a fourtune!