Insurance companies...

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jack9

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im sorry to post another thread but im actually tearing my hair out strand by strand....


NFU are closed till mnoday
Petplan wont insure me as no vets cert.
SEIB want me to pay upfront :/
the one that starts with a K will only go upto 3k vets fees (is that enough?? i though i needed 5 - colic...??)

other than e an l.... (not touching)..... where else can i look??

desparate is an understatement.... all i want to do is have upto 5k vets fees and pay monthly......???

promise i will shush for tonight after this thread......
 
Hi Jack

I insured my mare with Petplan in April. They didn't want a vets cert for anything less than £3 k, so unless you have bought something for more than that, I would get back onto them - maybe you got the work experience kid on the phone!

£3k of vets fees is not enough. My mare is in hospital with a tooth abscess and the tooth has been removed, however complications have meant that she is still in there and the vets fees are about to approach the £5k limit, and that is with the vet not charging me for things, otherwise the fees would be much much higher. Such a simple thing has resulted in massive fees, so beware!!
 
hiya - no its online!! she arrives tomorow and im panicing as she wont be insured...

it will be monday after 10 am before i can ring them and then its pushing it....

i would go with SEIB but they want it upfront!!! i just want to pay monthly.... and cover start today :/


ets - yes shes less than 3k
 
Give them a ring first thing Monday morning. I only paid £1200 for mine and they didn't even ask for a vets cert. There is a 14 day cooling off period anyway after you take the insurance out, so effectively if she gets an illness within the first 14 days, she isn't covered anyway, however I believe that injuries are covered. You would be very unlucky if something happened the first night you brought her home!
The vets cert doesn't affect them paying out either. I would fully recommend Petplan. I have had to claim for the mare I bought in April and they have been great and were also great when my old boy fractured his leg.
 
Rebelzmum said:
Give them a ring first thing Monday morning. I only paid £1200 for mine and they didn't even ask for a vets cert. There is a 14 day cooling off period anyway after you take the insurance out, so effectively if she gets an illness within the first 14 days, she isn't covered anyway, however I believe that injuries are covered. You would be very unlucky if something happened the first night you brought her home!
The vets cert doesn't affect them paying out either. I would fully recommend Petplan. I have had to claim for the mare I bought in April and they have been great and were also great when my old boy fractured his leg.
Click to expand...

thanks - im very unlucky with horses anyhow tbh lol!

hence my panic

but i will keep her in anyhow sunday and ring them monday asap....and shes not going out till tuesday at least lol! :)

but good news!!! i have a saddle :D
 
shes 4 year old warmblood x, very pretty.

Shes very quiet, needs schooling - can walk/trot under saddle just needs to learn canter :) but that will come in time :)

my plans are to get her out dressage asap, and then when shes 5ish(mabey older) start jumping....

but i will introduce poles next spring. I just want to get to know her over winter, and do some walk/trot dressage

i said all along - and mean it - i do dressage to take part and not win - as its not all about wining to me (seriously :D )!

:)
 
i will stick them on tomorow when she lands as im sure i will have tons more :D

she is right for what i want :) just get this flipping insurance sorted :)
 
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