Insurance for 16 yr old horse

[HollyJ]

Can anyone recommend any good insurers for my new horse please.

16 year old ISH

A lot seem to insure under 12?

Cheers x

 

[PurplePickle]

I use KBIS I think their cut off might be 15/16 for normal then it goes to a lesser policy. I think petplan insure on a normal policy to an older age.

 

[LaurenM]

I think Amtrust have a policy for over 15 year olds. They are really friendly

 

[sisco]

We insure our 18 year old pony with Petplan and have no problem with any claims

 

[competitiondiva]

I believe scottish equestrian will insure a horse up to 20yrs old IF it's been insured with them from 16 yrs???? Worth a call, but they only insure for upto £3500 vets fees, not 5K.

 

[cbmcts]

A lot of insurers will cover a horse until 20/25 if they have been insured with them prior to their 16th year. But be warned, when I bought a 16 yo that had been insured with NFU without a single claim for 8 years they insisted on issuing a new policy (despite saying that they would continue his policy on the phone!) which meant that he only had accident cover.....which cost £50 MORE than my 12 yo's policy despite having little or no benefits by comparison.

A year or so later Petplan Equine launched their policy that gave full VF cover for any horse insured before they were 20 (cover continues until they are 25) so I covered my then approaching 18 yo gelding who within 6 weeks of buying the policy damaged a tendon - they paid out with no problems to nearly the £5k limit until he was retired. Can't praise them enough

 

[horse_lover]

I bought my horse at 17yrs old and the only insurance company that I could find to insure him for vets bills was Petplan.

 

[HollyJ]

thanks all for the info - will ring round these tomorrow

hope petplan isn't the only option - they're always the most expensive!