Insurance for 18 yr old

mushting

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Joined
15 October 2013
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Whitminster, Gloucester
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Hi, were considering getting an 18 yr old horse lots of reasons but we have had to send an 8 yr old ISH back as too much horse for two novice riders etc.

Were doing a swap so the one we have will go back and the only horse they have suitable is Bella an 18 yr old Irish heavyweight. She sounds perfect except her age!

I dont care about her age but I dont know about insurance we had Fin (the 8 yr old ISH) for 2 weeks and he got a leg infection luckily he was fully insured but the vets bill was £750 in the end if there was no insurance we would have been buggered.

Ive done a few quotes but KBIS who we used for Fin doeosnt do the same level of insurance i.e. Fin was insured uptp £5000 per condition with just £135 excess wheras 18 yr old is £1000 per condition £155 excess plus they only pay 75% of the vets bills.......... plus its the same price! £40 month

I dont know what to do :(
 
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