Insurance for house, yard, land

[Muddy unicorn]

I’ve just had my renewal quote for my house insurance and it’s up 40% from last year (which in turn had doubled from the first year we were here). Any recommendations for good but not eye wateringly expensive cover? It’s for a detached house, outbuildings, yard with four stables and grazing land.

 

[ElleSkywalker]

We are with NFU, not cheap but everything random like outbuildings etc covered and when we have had to claim it's been done no questions. They also sent us a random cheque not long ago as apparently we over paid 15 odd year ago for something, so we got a rebate

 

[reynold]

Sadly house insurance is going up by astronomical % year on year, sometimes up to 70% (see thread in Club House about this).

Perhaps try a good broker - someone will probably be along to recommend.

 

[MinnieP]

I’ve just had my renewal quote for my house insurance and it’s up 40% from last year (which in turn had doubled from the first year we were here). Any recommendations for good but not eye wateringly expensive cover? It’s for a detached house, outbuildings, yard with four stables and grazing land.

Who are you with at the moment? NFU Mutual have a good policy wording although not cheap.

Try a broker - they will have access to an array of HNW insurers that will cover land, stabling etc. iFarm do a household policy that you can add specific sections - but only a broker can access the cover.

 

[MiJodsR2BlinkinTite]

I've got a DIY livery yard and live on site. A Grade II listed farmhouse, and some outbuildings.

Towergate are the only ones who've quoted me a sensible-enough price to prevent me selling my body to the Devil. NFU wouldn't quote. Cornish Mutual quoted me a ridiculous price, and the others ditto.