Marilyn
Well-Known Member
Does anyone know if there are any insurance implications connected with storing hay on your garage?
Insurance implications
- Thread starter Marilyn
- Start date
piebaldsparkle
Well-Known Member
Don't think so, but I think I would my phone insurance company and double check, just to be sure if I was going to do that.
Marilyn
Well-Known Member
I didn't think so either, it didn't jump into my head as a major worry. Hay should have between 10-15% water in it...if you think of some of the things that are kept in garages...
airedale
Well-Known Member
If it is 'old' hay there should not be a problem
However I would not choose to store new hay that has just been made and bought off the field as this is the stuff that is likely to 'self combust' and causes barn and haystack fires (those that aren't started by arsonists !!!)
If your house had a fire and the insurers found you stacked new hay in the garage I bet there would be a way of them not paying out on some or all of the claim (bit like a personal injury claim for a car accident where you weren't wearing a seat belt).
However I would not choose to store new hay that has just been made and bought off the field as this is the stuff that is likely to 'self combust' and causes barn and haystack fires (those that aren't started by arsonists !!!)
If your house had a fire and the insurers found you stacked new hay in the garage I bet there would be a way of them not paying out on some or all of the claim (bit like a personal injury claim for a car accident where you weren't wearing a seat belt).
Marilyn
Well-Known Member
Why does it self combust and how new is new hay?