Insurance policies - if you change horses.....

[nikkiportia]

Do you have to cancel policy for the old horse and start a new one for new horse? Or can you 'transfer' the policy over?

 

[hellybelly6]

Check with the insurance company. I do not think you can transfer with horses like you can car insurance due to previous accidents illnesses etc.

 

[lastresort]

I had to cancel and start new s all horses are different but you might get a premium refund

 

[lowbardon]

i always just transfer it over, abviously a change to illness ect thats with pet plan

 

[nikkiportia]

Ok, thankies, going to call them after work, just wondering what to expect

 

[nikkiportia]

I'm with KBIS, anyone know their stance on this?

 

[ladyt25]

You should just be able to straight swap the horse over, we do for our policyholders and a return or additional premium may be due depending on differences in values, covers etc and if there have been claims on the policy. If everything is the same and there are no claims (in the current insurance year) then (well with us anyway) it would just be a case of a straight swap, no charge.

 

[nikkiportia]

Just in case anybody wonders the outcome - they closed the old policy and opened a new policy for new horse.
Was very simple