Insurance question

Dandycandy

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Joined
6 January 2008
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Hi everyone i have a quick q.
I'm currently having lessons on and schooling someone elses horses and assisting in looking after them. Possibly with a view to compete this year.
I'm currently a member of the BHS (gold member) so i have their personal liability insurance and personal accident insurance.
Do i need anything else to ride someone elses horses??
I'm just wondering if i need any other cover.
I had rider cover with E&L but when it came for renewal and I told them that i was with BHS they said that i couldnt be insured with them then i got loads of slaver about im not quite sure what then they stopped the policy??
any help would be great :)
 
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