Insurance question

Chocoholic

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7 September 2019
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Hi

just looking at insuring my new pony (3 year old Welsh d) and I’m unsure which policy to go for in regards to amount paid out in vets fees. One covers £2000 in vet fees and the other covers £4000 for an extra £6 a month. Also is it worth adding on alternative or complimentary therapy? My last horse was 28 so was no longer insured so it’s been a while since I’ve had to sort insurance. He will be used for low level stuff mainly hacking and the odd local show.
Thanks in advance for any help/advice
 
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