*hic*
village idiot :D
I need to set a value for my Section A (unpapered) so that her insurance for her new loaner is accurate but I don't know what she's worth and would be grateful for advice.
Pretty Section grey A mare, 12hh
Excellent lead rein pony either on foot or from a horse, has taken tiny children hunting on the lead. Loves small children and will happily be pulled about and prodded for hours, can be led by toddler, if they fall over she'll stand and let them use her legs to haul themselves upright. Absolutely bombproof, will not only walk over plastic but will walk over sheets of bubblewrap! Perfect in traffic, even heavy farm traffic.
She also makes a super first ridden as she is so child-oriented and patient with them. She's a kick on type but not a plod. Done all PC activities including several camps. She does a very smart dressage test and will easily jump 2'6 courses SJ or XC. She adores going to shows and is a bit of a dab hand at handy pony!
She's also an excellent driving pony and thoroughly enjoys it.
Very easy to handle, lives in or out, shares with mares, geldings or mixed groups, enjoys being groomed / bathed, will load into anything and we use her to teach youngsters about travelling, never been shod, even when working lots on the roads, lives on next to nothing, easy to clip, perfect with farrier.
She really is an utter star!
The bad bits - she needs a careful eye kept on her weight. Fatness alone will not cause her laminitis, letting her out into a field of lush grass for the day will (thank you to the helpful person who thinks I'm starving her because I'm mean). She has had attacks on a couple of occasions, in both cases she was conservatively treated (bring in, big bed, plenty of hay soaked overnight) and made a swift recovery with no discernible damage.
She has small melanomas under her tail, they have hardly increased in size since I've owned her - which is around 9 years.
The only time she has needed a vet in those years was last year when one side of her face suddenly swelled dramatically and she was treated with various pain killers and antibiotics, swelling was not tooth-related, remains undiagnosed, went down over two days and has not recurred.
She's 18.
I've found out that as a veteran she can only be insured for a value of £500 but I think for my loaner's peace of mind a policy that covers vets fees but excludes anything that doesn't have an open skin wound is not suitable and have had contact with other insurers who will take her on as new business with full cover but I need a value for her!
Thanks for any suggestions
Pretty Section grey A mare, 12hh
Excellent lead rein pony either on foot or from a horse, has taken tiny children hunting on the lead. Loves small children and will happily be pulled about and prodded for hours, can be led by toddler, if they fall over she'll stand and let them use her legs to haul themselves upright. Absolutely bombproof, will not only walk over plastic but will walk over sheets of bubblewrap! Perfect in traffic, even heavy farm traffic.
She also makes a super first ridden as she is so child-oriented and patient with them. She's a kick on type but not a plod. Done all PC activities including several camps. She does a very smart dressage test and will easily jump 2'6 courses SJ or XC. She adores going to shows and is a bit of a dab hand at handy pony!
She's also an excellent driving pony and thoroughly enjoys it.
Very easy to handle, lives in or out, shares with mares, geldings or mixed groups, enjoys being groomed / bathed, will load into anything and we use her to teach youngsters about travelling, never been shod, even when working lots on the roads, lives on next to nothing, easy to clip, perfect with farrier.
She really is an utter star!
The bad bits - she needs a careful eye kept on her weight. Fatness alone will not cause her laminitis, letting her out into a field of lush grass for the day will (thank you to the helpful person who thinks I'm starving her because I'm mean). She has had attacks on a couple of occasions, in both cases she was conservatively treated (bring in, big bed, plenty of hay soaked overnight) and made a swift recovery with no discernible damage.
She has small melanomas under her tail, they have hardly increased in size since I've owned her - which is around 9 years.
The only time she has needed a vet in those years was last year when one side of her face suddenly swelled dramatically and she was treated with various pain killers and antibiotics, swelling was not tooth-related, remains undiagnosed, went down over two days and has not recurred.
She's 18.
I've found out that as a veteran she can only be insured for a value of £500 but I think for my loaner's peace of mind a policy that covers vets fees but excludes anything that doesn't have an open skin wound is not suitable and have had contact with other insurers who will take her on as new business with full cover but I need a value for her!
Thanks for any suggestions