Insurance when someone comes to try / buy your horse

[Dukes Point]

I have a lady and her 17 year old daughter coming to try my horse which is for sale today. He is a very good horse and is always well behaved but I was wondering what the implications are if something happened to either my horse or to either party trying my horse. I am on a livery yard and they will be trying him in the school. If something were to happen like he bucked one of them off (very unlikely but horses are not machines) and they were injured what happens with regards to insurance? I am liable on my policy or are the people trying him responsible for their own insurance. Thanks.

 

[kirstyl]

Why don't you ring your insurance company and ask their advice?

 

[lochpearl]

My insurance covers anyone I allow to ride my horse. I'm with NFU

 

[Booboos]

Depends on your insurance but most insurances would cover you for third party and expect anyone riding your horse with your permission to have their own rider's insurance.

 

[smellsofhorse]

My insurance covers anyone I allow to ride my horse. I'm with NFU

Im with Nfu too.
they cover the horse and third part regardless of who of riding it but it they are not named on the policy the rider wont be covered and are expected to have their own insurance.