insurance woes

daviedevs

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29 December 2006
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Last year i had insurance with NFU for my 4x4 plus trailer plus recovery of horse/trailer etc..basically the whole package on one policy. The cost was £479 all in. Not bad really.

However this years renewal has just arrived....£634 for the same policy!!!!

I use the 4x4 no more than twice a month..last year i covered 3828 miles in it in total. I have never claimed or even called them for anything. So its a £150 hike for not alot in my opinion. Plus ive a further years no claims which should cancel out any significant rise in prices.

I called them ..irately....and demanded an explanation. They waffled on about fraud etc etc and injury claims..none of which are mine and in the end offered me a 10% reduction..so my policy would cost £571..still almost a hundred more than before.

Does anyone think this is ok or should i look elsewhere? I know its not the most pricey out there..but im 45 not 25...and ive got years of no claims.

Who do you use?
 
Definitly ring around for some quotes.

My NFU went up about £150 too (horse + tack + trailer). I rang around others for quotes and most were higher and only 2 were less (althought not loads) and they wanted her revetted.

So I renewed with NFU. Maybe they've just brought their premium in line?
 
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