Insurance

[legyield]

My new horse is arriving tomorrow. I'm having him on full loan with a view to buy.

However, i've never had to insure a horse before. Paddy is not insured at the moment. He was insured but apparently insurers kept putting quotes up so the owner cancelled it. I'm now wondering where i stand with insurance. I definitely want to insure him for vets bills and public liability. Will the insurance be higher because he's been previously insured? Can i insure him as a loaner?

I have no idea about insurance so any help appreciated.

 

[soulfull]

you should be able to insure him as I'm sure they ask if you own or loan. They may want a vet certificate unfortunately. I think South Essex are less likely to want one that NFU though

 

[loz9]

you will be able to insure him as a loan horse & then just inform them when you buy him. Iv previously insured loan horses with NFU & KBIS.
NFU insured all of my lot without a vet certificate but their maximum value was upto £5000, anything over & they require a certificate.