Insurance

[Flowerofthefen]

I've had a search but can't find what I'm looking for!!
My ridden horse is now 17. Currently insured with E and L. No complaints. Around £20 a month but doesn't have the vet cover I want but has additions I don't want ie tack cover.

All I really need is good vet cover and 3rd party incase he gets out on the road or I fall off out hacking. My renewal is in August so will discuss changes with E and L. The insurance emporium quoted £35 a month, still cheap, upto £5000 vets cover. Any other suggestions please?

 

[Red-1]

If you just want third party and catastrophe cover, then I think Harry Hall and/or World Horse Welfare do this. It is for up to two horses, iirc.

It was a lot cheaper than the 'proper' cover. It wouldn't cover any illness though, such as arthritis, or a ligament strain. Just injury from a specific blow etc.

 

[Flowerofthefen]

If you just want third party and catastrophe cover, then I think Harry Hall and/or World Horse Welfare do this. It is for up to two horses, iirc.

It was a lot cheaper than the 'proper' cover. It wouldn't cover any illness though, such as arthritis, or a ligament strain. Just injury from a specific blow etc.

Will look into that thank you.

 

[Red-1]

Will look into that thank you.

You can get it to include a colic operation I believe.

 

[Flowerofthefen]

You can get it to include a colic operation I believe.

O right. Would probably rather have the usual stuff horses get up to but colic cover would be handy.

 

[ILuvCowparsely]

I've had a search but can't find what I'm looking for!!
My ridden horse is now 17. Currently insured with E and L. No complaints. Around £20 a month but doesn't have the vet cover I want but has additions I don't want ie tack cover.

All I really need is good vet cover and 3rd party incase he gets out on the road or I fall off out hacking. My renewal is in August so will discuss changes with E and L. The insurance emporium quoted £35 a month, still cheap, upto £5000 vets cover. Any other suggestions please?

E&L wow must be the only satisfied person with them. I am with SEIB and vet bills covered up to £ 2000 I think

 

[PSD]

I’m with animal insurance, they’re fantastic. Handled the claim with my Connie very well and never had any issues with payment. I pay £250 excess and I think my vet fees are up to 6k

 

[expanding_horizon]

I've had a search but can't find what I'm looking for!!
My ridden horse is now 17. Currently insured with E and L. No complaints. Around £20 a month but doesn't have the vet cover I want but has additions I don't want ie tack cover.

All I really need is good vet cover and 3rd party incase he gets out on the road or I fall off out hacking. My renewal is in August so will discuss changes with E and L. The insurance emporium quoted £35 a month, still cheap, upto £5000 vets cover. Any other suggestions please?

£35 a month for vet fees up to £5k sounds cheap? This is full lameness cover?

 

[Flowerofthefen]

E&L wow must be the only satisfied person with them. I am with SEIB and vet bills covered up to £ 2000 I think

I've been with them over 20 years and never had an issue!! Up until the last renewal vets fees were covered , at the moment he's only covered for accidental external injury.

 

[Flowerofthefen]

£35 a month for vet fees up to £5k sounds cheap? This is full lameness cover?

Yes it is cheap. He just said vets fees up to 5k. He didn't meantion exclusions apart from the ones I have.

 

[Melody Grey]

Try an equine insurance broker- they might be able to find policies/ providers not widely available if you buy independently.

I think the equine insurance bureau is the name of the one I’ve used in the past.

 

[Flowerofthefen]

Try an equine insurance broker- they might be able to find policies/ providers not widely available if you buy independently.

I think the equine insurance bureau is the name of the one I’ve used in the past.

That's a good idea, thank you.