Insuring a foal

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Sandstone1

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A few questions on insuring a foal. Which insurance company do you find to be the best, Do you have to have them vetted or a mortality certificate. Foal is only worth a few hundred at the moment. Have never insured a foal before and am mainly worried about getting cover for vets fees. Any advise please
 
Sorry, can't offer any advice on who is the best company but generally they won't insure anything under 30 days old - how old is your foal?

Would also think most companies would want a vet certificate done - vet will have specific one for a youngster.
 
Hi. My boy was with KBIS at 6 months old. They insure over 30 days old and did not need a vet certificate. Only thing is they do not seem to do an insurance for a horse doing nothing so you pay for your foaly to be doing dressage, showing etc as well as a horse at grass!
 
I'm with KBIS and depending how old foal is, they either will (over 30 but under 90 days old I think) or won't need a mortality letter from your vet. Talk to them, they're very good and vets like them as they're very quick payers if there's a problem.
 
I've insured my 3 foals with NFU over the past few years. They were all home bred so the NFU would only insure for loss/death up to the value of the stud fee (I wish that's all it had cost to get the foals 'on the ground'). They insured from 30 days old and would only 'up' the value upon receipt of a letter from my breed society giving a valuation of the youngsters. Obviously for someone who purchases a foal I'd presume you'd be able to insure for purchase price. No probs insuring for vets fees/public liability.
 
i have insured with pet plan, and yes i did have to have him vetted which cost a bit!!

i have my other 2 with them too and have had ups and downs with them, the good thing is when he reaches 1 year his premiums will go down unlike other companies x
 
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