It's been done to death... but INSURANCE.

[phoebe.and.bonnie]

Just a quick one, I've been investigating finding cheaper insurance for my mare Bonnie as she will shortly be costing me £300 a month in retirement livery...!

She has been insured (fairly happily I might add!) with E&L since I bought her, purely because that was who her previous owner insured her with - I was young and unaware of their reputation They've paid out for the one claim I've had with her, but the problem I'm finding is that there's nothing more on her policy I can really decrease. So I've done a bit of shopping around, and have had a variety of quotes.

KBIS were cheaper than E&L for equivalent cover minus tack cover (which I don't really need as her tack will be in my loft for the foreseeable future!) at £270 for the year, Petplan and Stoneways were more expensive, I'll need to ring up for quotes for SEIB and Carriage Horse. Is KBIS a good bet? Or are there any other reputable companies I can try

Thank you

 

[Happy Horse]

My old boy was with KBIS and they were brilliant. I made several claims without problem and would be very happy to recommend them.

 

[Tinseltoes]

Im with E&L and have NOT had one problem with them paying out.ALSO if you phone them and tell them you want to cancel because youve had a better offer,they will reduce your premium.
I always tell them Im not paying the new premium and they either reduce it or keep at same level for new policy. E&L process claims within 3 days and I got my payment 2 weeks later.

 

[SusieT]

If hes old and on retirement livery is it worth insuring her as how much vet treatment would you put her through?

 

[Abbeygale]

I've just insured with KBIS - much cheaper with more cover than everyone else. And everyone I've seen that's used them has nice things to say about the,

 

[laura7981]

Have to say.... I'm with E&L and they've been fantastic payed nearly £1000 for a claim and paid it fast! Have heard good things about KBIS though.

 

[phoebe.and.bonnie]

She's only really going to retirement livery as I'm at uni and haven't managed to find her a loaner! She's only 14, so not old and I would want her to get any necessary treatment

Think I may ring up E&L again, it's a pain that vets don't tend to deal with them but they've paid out when I've needed them to so can't complain. KBIS definitely seems to be a possibility though. Thanks

 

[1Lucie]

Scottish equine insurance. A friend was raving about them today. She has had a bad year with her neddys and they have been brilliant at paying up! Plus she tells me they r very competitive!

 

[sandi_84]

I've just insured with KBIS - much cheaper with more cover than everyone else. And everyone I've seen that's used them has nice things to say about the,

Ditto for me