Keeping a horse!

[emma.is]

So I've just been offered my part loan horse on full loan, and my Dad wants to know the costs.

Stabling is £20 per week.
Hay is £4 per week.
Straw is £4.60 a bale and he uses two a week.
He's barefoot and a trim is £10/15.
And need to look into insurance and wormer.

Is there anything I've forgotten? And how much do you pay for insurance and wormer??

Thank you all D

 

[bertin12]

do you have insurance too?
my insurance is £29 ish a month with pet plan, and the last wormer i bought was £18

 

[blood_magik]

are you responsible for vets fees? replacing equipment?

 

[charlimouse]

Depending upon your loan agreement

Vaccinations
physio/chiro
dentist
replacing any broken tack or rugs

 

[emma.is]

Vet's fee's will be covered by insurance won't they?

And dentist! On my list now

I was thinking about putting a £10 a week into a pot for replacements and repairs

 

[charlimouse]

You won't claim on your insurance for the small vet fees as you will have to pay the excess. You only claim on insurance for the big things!

 

[jumpingjasper]

Is said horse currently being fed any feed? You would need to think about cost of feeds if so.

 

[nixxyz]

Vet's fee's will be covered by insurance won't they?

And dentist! On my list now

I was thinking about putting a £10 a week into a pot for replacements and repairs

with vets fees it depends on the severity of the injury, wether its less than the excess on your policy. the excess on mine is about £350 and also with some companies they dont cover certain treatments and ailments so i would check your policy with a fine tooth comb.

 

[zoelouisem]

4 pound a week is very cheap for hay? My daughters 12hh pony cost more than that and hes on rations cos hes fat?? Even a small bale round here is more than that?

 

[emma.is]

nope, he's not on feed. And I've got a chunk in my bank account I can use for the insurance excess.

It's cheap because the yard owner makes his own hay and we buy a big bale and share it between four of us

 

[tazzle]

any vitamin supplements ?

what you pay for insurance depnds on company, age of horse and what you want to do with it ( eg you might pay more taking part in some disciplines )as well as any past illnesses or injuries ( sometimes exclusions apply)

 

[Enfys]

I'd tell your Dad 180- 200 a month, any excess can go 'in the pot' as it were.

I have no idea of the cost of wormer in the UK, sorry, I buy in bulk (like 100 a time) from Congress once a year and pay $2 a syringe.

 

[el_Snowflakes]

wow!

I wish mine cost that. Im £200 for livery a month on its own (includes straw and haylage)

 

[nixxyz]

saddler?? incase horse should gain/ loose weight or become unhappy with it.

 

[sophiebailey]

my wormer (equest) costs £11.00 for one syringe

You should also budget for the "back lady" and the yearly vaccs Ten pound a week for bits and bobs is a good idea because there's always always something you're going to need!! ;-)

And then there's the "treat" allowance!!

 

[PoniesRock]

I'd say £200 is a good estimate a month tbh!
Is the pony shod?