Loan ponies

[HorseRacingIsLife]

Hi

how can I explain to my parents that loan ponies arent that expensive, they think you have to pay for everything and stuff can you help me try and explain to them pleasee

Thanks any help will be appreciated

 

[hunting mad]

But they are expensive...Sorry.
By the time you pay out for insurance,livery,farrier,teeth etc,etc....the list goes on.
Maybe see if you can share a pony?Alot cheaper

 

[galaxy]

If you have a pony on full loan you DO have to pay for everything..... Only thing you don't pay for is the pony itself! Having a horse/pony is expensive.

If however you mean a part loan, a couple of days a week, no you don't pay so much. Just a set amount a week. Around here £10/day is the usual amount for a private horse (the loan schemes in RS are a LOT more expensive and you don't get as much riding/time with the horse by far. Seem a total rip off to me!)

 

[Henbug]

But they are expensive...Sorry.
By the time you pay out for insurance,livery,farrier,teeth etc,etc....the list goes on.
Maybe see if you can share a pony?Alot cheaper

I was going to say as above, they are expensive, obviously depends on the arrangment with the owner, but basically a loan pony is as expensive as an own pony except for the inital outlay buying. Look into a share then you get the benefits of having a pony to ride and look after on certain days for a specified amount but the responsibility of any extra costs lies with the owner.

 

[AngieandBen]

Depends if you mean "share" or "loan" to me they are different. If sharing you probably have the pony two/three days a week and help out with duties and you may pay a small contribution to the cost of livery/shoeing etc.

With a loan pony, you will probably take on most of the cost and either its kept at its current yard or could be moved to a location near you.

I have just taken on a loan pony and drove an 8 hour trip to get her! Fortunately I have my own land so not so expensive for me.

 

[Spotsrock]

But you DO have to pay for everything when you have a pony on loan, apart from the pony upfront and usually the tack????

I have one on loan and pay everything except annual jabs.

I have one away on loan to someone else and she pays for everything other than monthly insurance.

Stable rent
Livery
Hay
Bedding
Feed
Insurance
Vet bills
Shoes
Physio
Dentist
New rugs/boots/haynets etc as own wear out
Company


If you look at SHARING or PART LOANING it's usually in exchange for mucking out on your days or a fixed sum, my sharer used to pay £25 per week for 3 week days and 1 weekend day, plus half shoes.

Good luck but your parents are correct to not take on more than you can manage as it would only be the horse and it's owner who suffered as a result.

 

[fuggly]

as huntingmad says, the only expense you dont have with a loan is the purchase price and often they come with a full wardrobe but you are still responsible for replacing damaged etc equipment and day to day running costs, sometimes the owner will continue paying insurance , def not a cheaper option than buying your own

 

[HorseRacingIsLife]

Yeah I mean't part loan sorry I didnt explain very well

I know everyone has different prices but what is usually the average price?

Thanks

 

[Mythical]

Could you get them to have a chat with your riding instructor about the ins and outs of getting a pony on loan? The riding school might even have ponies available for you to part loan.

 

[HorseRacingIsLife]

Could you get them to have a chat with your riding instructor about the ins and outs of getting a pony on loan? The riding school might even have ponies available for you to part loan.

Well the place I go is a livery yard but she does lessons and she has two ponies but ones already is loaned and the other goes lame some times for like a week

 

[hunting mad]

Part loans arent that expensive,you are right!!! Hunt about and you can normally pick up rides for free

 

[AmyMay]

Hi

how can I explain to my parents that loan ponies aren't that expensive, they think you have to pay for everything and stuff can you help me try and explain to them pleasee

They are expensive, and you do pay for everything and stuff.

 

[Mythical]

Well the place I go is a livery yard but she does lessons and she has two ponies but ones already is loaned and the other goes lame some times for like a week

could still be worth getting your folks to speak to her - she'll be able to tell them about part loaning, and she might know someone who's looking for helpers.

 

[smellsofhorse]

If you think its a cheap way to get a horse, you don't deserve one!

If you share or part loan, yes the costs are halved because you only have part of the time with the horse and share costs but full loan is exactly like owning a horse bit without the initial purchase.

Horses do cost a lot and you need to be prepared for the hidden costs.

 

[BSJAlove]

if your parents are saying no then maybe they honestly cant afford it? Could you, in no way contribute?

 

[MiJodsR2BlinkinTite]

OP I get the feeling you are quite young???

Sorry sweetheart but horses/ponies DO cost money, and a great deal of it unfortunately. You've got to bear in mind shoeing at £60+ every six to eight weeks, plus feed & hay (ponies do NOT live on air contrary to some posts on here!!!! ); plus you might get unexpected vets bills; plus insurance, tack, etc etc. Not to mention livery.

I feel you might be better to go along to your local riding school and help out for a while until such time as you and/or your parents can afford a pony for you. Some riding schools offer a "share" or "loan" arrangement, where you can "own" a particular pony for say three days or so per week, and you are responsible for doing that pony yourself - of course there is always someone on hand to give you skilled advice if you need it, and the joy of that is that you haven't got to actually buy the pony, its basically a loan/share arrangement - so I'd be inclined to ask around your area and go for this first as it will give you a taster of what owning a pony is all about without you or your parents having to buy one first and all the expense of that.

If you have a pony on loan, I think you need to be prepared for the fact that it might possibily have "issues" and you will need to have experience in dealing with a problem plus be able to keep it all by yourself. You will also need to think about where you will keep it, like a livery yard etc.

PLEASE do not do what someone has just done to me. I offered my horse on loan and basically the person that had him decided they couldn't afford it anymore, so he was just chucked back in my direction!!! Not that this was a problem, coz it wasn't - but you need to sit down and consider how much having a pony will cost you before you take on anything.

Personally I feel you would benefit from a few more years maybe helping out friends etc, riding school etc first.

If you can't afford a pony, then please do everyone a favour and don't do it. The worst case scenario is if you haven't the money to keep it properly the RSPCA will come knocking on your door.

 

[HorseRacingIsLife]

If you think its a cheap way to get a horse, you don't deserve one!

If you share or part loan, yes the costs are halved because you only have part of the time with the horse and share costs but full loan is exactly like owning a horse bit without the initial purchase.

Horses do cost a lot and you need to be prepared for the hidden costs.

Well why say something like that, I want a loan pony so I can get experience before buying one geeez

 

[AmyMay]

Well why say something like that, I want a loan pony so I can get experience before buying one geeez

Are you involved / ride at your local riding stables? Great way to get experience and learn..

 

[HorseRacingIsLife]

Are you involved / ride at your local riding stables? Great way to get experience and learn..

Yeah acctually 2-3 times a week 9am to 4:30pm

 

[BlizzardBudd]

They are expensive... Even part loaning. Where I am people charge £150 per month, full livery and 2/3 days a week riding. That's also for a well schooled behaved horse.. Generally I have found the ones with their little quirks/bad manners etc. are part-loaned for less. I could also have been badly hurt from a wrongly advertised 'family pony' that would supposedly be suitable for a novice to ride.. I would say I am confident and not a novice! Please e careful and get someone experienced to look the horse over/watch you ride it before you sign any contracts

 

[PonyIAmNotFood]

Stick with the rs until you're in a position to afford a horse on your own without parental input. Full loans cost as much and part loans rarely work out Ime. I now work at the rs i used to help at (read live, eat, sleep and breathe lol) with quite a few loans gone wrong under my belt too. Can't go wrong with a good rs.

 

[azouria]

Yeah acctually 2-3 times a week 9am to 4:30pm

How old are you (just out of curiosity?) I presume you are still in school? Helping over the holidays is definitely good - I helped out at a private yard on a sunday for 3/4 years and learnt SO much. If you really are serious about it, have a look around your area for a share but bare in mind that it will cost in petrol and your parent's time etc. if you need a lift there. I didn't get a share pony until I was 16 (after riding for 8 years), because my parent couldn't afford it - I had to get a job so I could contribute to costs and I now drive and pay for my car to get me there and back. It's achievable, though, if you are committed.

 

[Hedwards]

OP i do get the impression that you are quite young, however that doesnt mean you shouldnt be able to ask a question on here. Maybe it wasnt worded very well, but I get your meaning.

If you are looking for a part loan for a couple of days a week I would think the 'owner' would be looking for a contribution towards the costs, maybe £20 a week (although this would be on a case by case basis) and you would be expected to look after and care for the horse exactly as the owner wants. For this cost, I'm guessing that is cheaper than a 1hour riding lesson a week at most riding schools these days. Maybe set that as your benchmark, and find out how your parents feel about that? (assuming you are having regular lessons currently).

Oh, and to add, I'm guessing you dont have your own transport, so you'd need to include getting to and from said horse/pony in all your calculations and time requirements

 

[Brandy]

I had a girl share one of my ponies, she paid £20 per week towards the costs, and I stipulated that she had one lesson a week with a reputable instructor that she paid for herself. She got to ride as much as she wanted - 5 times a week to start with, got to learn a lot, I also taught her regularly, and took her to shows etc. I think our arrangement was quite possibly quite unusual, we go ton very well, and she shared the pony for many years 0 and only stpped becuase she went to Uni. (she was 11 when she first came!)

A friend of mine has lots of native ponies and used to have one or two teenage girls come to help out at weekends, and they also got to ride free of charge.

Maybe this is the sort of arrangement you shoudl look for?

Do people still do work for rides?