loaning a pony out

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millyspaniel

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I am considering loaning out my little welshie, he was givin to me in the summer but to be honest the children are a little young and not that interested in riding him, i feel he is going to waste. Hes a very pretty dapple grey, 12hh sec a, he has a sweet personality, is good to catch, farrier etc, hes very safe on the road and hes a real lead rein pony but i have a feeling he would just be willing off the lead rein with an older child. Dont really know much about his ridden past, although i know he has a really good jump for a little pony! he jumped around 3ft from a standstill over the electric tape to get into the pen where the others where being fed!!
Another reason is he just dosent get on with my TB, he is constantly chasing her away from the hay and her dinner, hes fine with the youngsters just hates the TB!!
If i do decide to loan him out what sort of contract do i need? what about insurance - who pays?
 
BHS do an example loan agreement that you can print off and amend to your liking.

I think you just have to decide between you who pays the insurance. I think most people prefer the owner pays and horse stays insured in their name, though is listed as loaned out to ... but loaner pays premiums to owner so owner doesn't really pay for it. Did that make sense?
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He sounds like a cheeky monkey!!

You can download a loan contract from the BHS website and use that as a template! As for insurance the template states that the loaner should have responsibility for the insurance but it all depends on personal preference I guess! I hope that is of someo help
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We have two ponies out on loan and used the bhs contract just ammended for our ponies. The loaners pay everything.

We also have a pony on permenant loan and his owners pay his insurance, they say it makes them feel they are contributing to his keep.

The pony we have on loan is a 12.2 welsh b and lso thinks electric tape is put up for jumping!!
 
Loaning can work well for both parties, but keep your eyes open.

A loan agreement or contract will spell out what is expected from both sides, but check the persons' id & the information they are giving you.
After all, the contract is worthless if the person has given false details.

Please check their documents, get references & photocopy something like a drivers licence.
Anyone who has your pony should openly provide this to you. If they dont RUN.
 
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We also have a pony on permenant loan and his owners pay his insurance, they say it makes them feel they are contributing to his keep.


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Not only that but then also you are absolutely certain that the premiums are being paid so that should you need to make a claim you can do so.
I can just imagine the scenario where a pony is injured and has to be rested for several months, the loaners send it back and when the owner tries to claim for vet bills etc the insurance company says 'but the ppremiums haven't been paid for months'
 
Ella is on loan to me. I pay everything including her insurance (and have already had to claim on it *sigh*). Her owner and i used the BHS contract, and i gave her a copy of my passport and my council tax bill, so she knew who i was and where I lived.

I think its a good idea to go and check on a loaned-out pony from time to time. Ella's owner has come to see her a couple of times, although she got a pretty cool reception from Ella until she produced the polos! She's meant to be coming up next week to clip her as well.
 
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