loaning horse off friend (also in sy)

iAMASHOWJUMPER

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is it a good idea for a twelve year old to loan a pony off her friend?(same age)
i have a feeling that it could be a recipe for disaster for their friendship...
background story, loanee was loaning the pony off pony's owner, pony went up for sale, and said friend bout the pony...
of course loanee wants to continue loaning the pony, she loves her! but i have a feeling that it could either make or break their friendship...opinions?
 
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