Loaning to a riding school...

[bex1984]

My lovely pony is off on loan to a riding school in a couple of months because I am 4 months pregnant.

I've decided I will keep paying for his insurance for vets fees and tack - has anyone does this while loaning to a riding school? does it affect the premium?

We'll have a proper contract, they are happy to keep using my (wonderful) farrier, and I am going to specify another named person who can ride him by arrangement with the school (my current sharer). They're having my tack but he'll live out so they won't have rugs etc. Is there anything else I need to think of?

I am really going to miss him but I am promised I can go and cuddle him as much as I want

 

[Kaylum]

We had loan horses at the riding school. How many hours are they using your horse for? You need to make the insurance aware he is being used by a riding school.

 

[WandaMare]

yes i loaned my horse to a riding school when I broke my leg....I notified my insurance but they didn't seem too interested strangely...it might be because the activities she was doing were similar to my riding. The commercial side is covered under their insurance anyway.

I was very nervous about the whole thing because I wasn't sure if she would settle in well and lots of different people would be riding her etc. but it all turned out fine. I couldn't have left her at home with no exercise because she is a good doer and I was worried she might get laminitis, so not knowing anyone who could ride her regularly it was my only option.

I went to see her twice a week and watched her lessons, it was really nice to see her enjoying a different environment. She came home after 5 months, absolutely fine and much fitter than I had ever managed to get her! It took a little while to school her back to my ways but she didn't bring home any major problems.

I think its quite nice for other people to have a chance to enjoy riding them when we can't and they learn from the experience too. Good luck with yours, hope it works out well for you too.

 

[bex1984]

I'm not sure how many hours, although I am confident they don't work the ponies too hard - I'm happy to trust them on that one.

 

[bex1984]

yes i loaned my horse to a riding school when I broke my leg....I notified my insurance but they didn't seem too interested strangely...it might be because the activities she was doing were similar to my riding. The commercial side is covered under their insurance anyway.

I was very nervous about the whole thing because I wasn't sure if she would settle in well and lots of different people would be riding her etc. but it all turned out fine. I couldn't have left her at home with no exercise because she is a good doer and I was worried she might get laminitis, so not knowing anyone who could ride her regularly it was my only option.

I went to see her twice a week and watched her lessons, it was really nice to see her enjoying a different environment. She came home after 5 months, absolutely fine and much fitter than I had ever managed to get her! It took a little while to school her back to my ways but she didn't bring home any major problems.

I think its quite nice for other people to have a chance to enjoy riding them when we can't and they learn from the experience too. Good luck with yours, hope it works out well for you too.

Thank you I'm lucky that the RS is at the yard Murphy is at now, and he has lived out with the RS ponies for the last few summers so it's all quite familiar to him. The yard owners know him well and I trust them to look after him.
I'm in a similar position in that he's a good doer and needs to be kept reasonably fit. He's also an angel - you can put anyone on him and he'll look after them, and seems to enjoy looking after novices. He also LOVES being ridden by kids, and the RS is almost exclusively for kids. So I'm hoping he'll be happy, even without his stable and all his luxuries!

 

[Bikerchickone]

I did this, and aside from telling them because I thought I should it made no difference at all to the insurance company. I don't think they care, all I got asked was whether the RS had their own insurance to cover commercial use.

 

[Gorgeous George]

Hi, I don't have anything helpful to add as it's not something I've ever done, but just wanted to say congrats on the baby, and that I am sure Murphy will be just fine

 

[bex1984]

I did this, and aside from telling them because I thought I should it made no difference at all to the insurance company. I don't think they care, all I got asked was whether the RS had their own insurance to cover commercial use.

Good to hear that it doesn't make much difference - I'll be telling them anyway but it's one less thing to worry about

 

[bex1984]

Hi, I don't have anything helpful to add as it's not something I've ever done, but just wanted to say congrats on the baby, and that I am sure Murphy will be just fine

Thank you I'm sure he'll be fine too. I've always appreciated his good, gentle nature but more so than ever at the moment, and it's great to be able to loan him to a RS where I know he'll be looked after. I can't imagine how pregnant people with challenging horses cope!!